Business Lending news and trends

Banks Report Lending Slows as Corporate Borrowers Pay Down Debt
Banking // April 16, 2024

The largest U.S. banks are reporting a slowdown in lending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Small Businesses Seek Capital From Innovative Lending Solutions
SMBs // April 04, 2024

Small and medium-sized businesses (SMBs) and their owners are the backbone of local economies worldwide. And they haven’t had it easy, not recently. That’s because they have to big needs: streamlined access to capital to expand their businesses and keep the lights on, and the...

Citi and LuminArx Team to Issue Private Credit
Loans // January 18, 2024

Citi and LuminArx have introduced a financing tool for the private lending market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Cash-Strapped Main Street Merchants See Credit Options Shrinking
SMBs // May 23, 2023

Many Main Street small businesses are operating on the brink without adequate capital to survive a downturn, making access to finance a critical consideration in 2023. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Interviews & Exclusives
Ocrolus Gives Flawed SMB Credit Scoring System A Cash Flow Based Upgrade

September 23, 2021
As Ocrolus CEO and Co-founder Sam Bobley put it, there’s never been a data capture technology that could analyze financial documents of any format or quality with perfect accuracy. Add in low-quality images and thousands of different document formats and the problem gets even worse.   Get the Full Story Complete the form to unlock […]

Why Better Data Is The First Step In Curing The ‘Startup Slump’

October 01, 2019
When the economy crashed in 2008, and fully bottomed out in June 2009 credit across the board froze. Consumer, enterprise and SMB lending all ground to a near halt and...

Why SMB Lenders Need Straight Through Data

March 01, 2018
Securing bank financing for a small business (SMB) is neither fast nor easy, but the people running those SMBs need it to be both. For financial institutions (FIs), too, it’s...

Quick Reads
Banks Report Lending Slows as Corporate Borrowers Pay Down Debt

April 16, 2024
The largest U.S. banks are reporting a slowdown in lending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]

Citi and LuminArx Team to Issue Private Credit

January 18, 2024
Citi and LuminArx have introduced a financing tool for the private lending market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Loanspark Launches Co-Branded B2B Lending Service

February 01, 2023
Loanspark has launched a co-branded lending service that helps B2B firms offer business funding products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Growth of Business and Consumer Lending Slows in Eurozone

December 29, 2022
The growth of business and consumer lending in the eurozone slowed in November. According to the latest figures from the European Central Bank (ECB) published on Thursday (Dec. 29), the...