PayPal announced in a press release Tuesday (Jan 6) the launch of its Transaction Graph Insights & Measurement program, designed to give merchants a “full-funnel” view of consumer spending habits across the internet. By tracking actual verified purchases rather than just clicks or impressions, PayPal...
New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing patchwork of state-level privacy regimes payment processors must navigate, imposing new burdens on compliance departments....
New York has become the first state to take action against so-called “personalized pricing.” As The New York Times reported Saturday (Nov. 29), a law enacted with the state’s budget requires retailers to notify customers about the use of the practice — also known as...
The Consumer Financial Protection Bureau received 13,979 public comments on its plan to revise rules governing data sharing under Section 1033 of the Dodd-Frank Act. The flood of feedback, a flurry of which came in towards, and on, the Oct. 21 deadline, underscores how central open...
August 25, 2023
Serena Smith, chief client officer at i2c, told PYMNTS in a recent interview that although digital innovations in banking have come a long way in just a few short years, “There’s still a long way to go.” Much in the way 9/11 forced financial services firms to pivot towards the electronic clearing of checks (through […]
March 13, 2023
Instant checkout has been a long time coming. Go back a few decades, and Amazon had a patent in the 1990s on one-click checkout. The patent expired in 2017, and...
December 15, 2021
No surprise: In the great digital shift, many consumers have turned to third-party apps to access their financial data. Yet those consumers are less than ideally aware about how the...
September 02, 2021
The FinTech startup Plaid says that getting a clear picture of a consumer’s transaction data is critical to improving their access to better financial products. By cleaning up and classifying...
January 06, 2026
PayPal announced in a press release Tuesday (Jan 6) the launch of its Transaction Graph Insights & Measurement program, designed to give merchants a “full-funnel” view of consumer spending habits across the internet. By tracking actual verified purchases rather than just clicks or impressions, PayPal says is positioning itself as a more accurate alternative to […]
December 30, 2025
New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing...
November 30, 2025
New York has become the first state to take action against so-called “personalized pricing.” As The New York Times reported Saturday (Nov. 29), a law enacted with the state’s budget...
August 22, 2025
Visa shut its open banking business in the U.S., Bloomberg reported Friday (Aug. 22), citing unnamed sources. The move was also reported Friday by Reuters. In a statement provided to both media outlets, a...
