Credit Reporting news and trends

Reporting BNPL Performance to Bureaus May Broaden Pool of Credit-Worthy Consumers
Consumer Finance // March 21, 2025

PYMNTS Intelligence has detailed that consumers opt for buy now, pay later (BNPL) plans because they’re convenient and accessible. More than half of the individuals that we’ve surveyed have said that they’d used installment options through the past year. And 76% of those consumers who...

Affirm to Expand Credit Reporting to Include All Payment Plans
BNPL // March 19, 2025

Affirm said Wednesday (March 19) that it plans to begin furnishing information about all of its payment plans to Experian on April 1. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

CFPB Warns Consumers of Rising Number of Credit Reporting Firms
CFPB // January 30, 2025

The CFPB has published its annual list of companies that collect and sell consumer data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

American Honda Finance to Settle CFPB Allegations of ‘Sloppy’ Credit Reporting
Regulation // January 17, 2025

American Honda Finance Corporation (AHFC) reached an agreement with the Consumer Financial Protection Bureau (CFPB) to settle the regulator’s allegations that the company reported inaccurate information that was then added to consumers’ credit reports. Get the Full Story Complete the form to unlock this article and...

Interviews & Exclusives
On Capitol Hill, Credit Bureau CEOs Say Reporting Changes Are In the Air

February 27, 2019
Lawmakers grilled the heads of Equifax, Experian and TransUnion, calling the credit reporting a “broken” system — and new legislation introduced this week has some far-reaching changes. In the meantime, the CEOs said, proactive measures to address shortcomings — not just breaches — are in the works. One strategy: Expand credit access by expanding data collected and used beyond traditional scoring methods.

Quick Reads
Consumer Group Attacks CFPB Plan to Limit Complaints

February 05, 2026
A consumer advocacy group said that potential changes to the Consumer Financial Protection Bureau’s complaint system could make it harder for people to file complaints about credit reporting companies, debt collectors, banks and other businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content […]

Affirm to Expand Credit Reporting to Include All Payment Plans

March 19, 2025
Affirm said Wednesday (March 19) that it plans to begin furnishing information about all of its payment plans to Experian on April 1. Get the Full Story Complete the form...

CFPB Warns Consumers of Rising Number of Credit Reporting Firms

January 30, 2025
The CFPB has published its annual list of companies that collect and sell consumer data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

American Honda Finance to Settle CFPB Allegations of ‘Sloppy’ Credit Reporting

January 17, 2025
American Honda Finance Corporation (AHFC) reached an agreement with the Consumer Financial Protection Bureau (CFPB) to settle the regulator’s allegations that the company reported inaccurate information that was then added to...