Credit Underwriting news and trends

Former Visa CEO Carl Pascarella Talks the Future of Credit
Loans // June 14, 2024

When it comes to financial technology and payments modernization, there’s nothing like a seasoned veteran of the business for some perspective. Carl Pascarella, former CEO of Visa USA from 1993 to 2005, believes that the credit industry requires an upgrade. After following his time in...

Consumer-Permissioned Data Expansion Gives Rise to New Data Brokers
Data // June 05, 2024

The rise of consumer-permissioned data in the U.S. promises to expand the credit landscape. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

CFPB Says Lenders Must Explain AI-Driven Credit Denials
Regulation // September 19, 2023

The Consumer Financial Protection Bureau (CFPB) has released guidance for lenders who utilize artificial intelligence (AI) and complex models in their credit decision-making processes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Data Has Become the Fuel for Small Business Financial Stability
SMBs // September 01, 2023

Main Street may be the soul of America, but its businesses find themselves increasingly embattled. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Data Has Become the Fuel for Small Business Financial Stability

September 01, 2023
Main Street may be the soul of America, but its businesses find themselves increasingly embattled. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Quick Reads
Plaid Adds Products, Partnerships Aimed at Serving Enterprise Customers

July 02, 2024
Plaid has been rolling out new products and partnerships in recent months, offering additional resources to a broader range of customers, including enterprises. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

CFPB Says Lenders Must Explain AI-Driven Credit Denials

September 19, 2023
The Consumer Financial Protection Bureau (CFPB) has released guidance for lenders who utilize artificial intelligence (AI) and complex models in their credit decision-making processes. Get the Full Story Complete the form to unlock this...

Aleph Launches Dedicated Unit for Cross-Border Payments and Credit Underwriting

August 16, 2023
Aleph, a global enabler of digital advertising, has launched Aleph Payments, a dedicated unit aimed at simplifying cross-border payments and credit underwriting. Get the Full Story Complete the form to unlock...

Enigma and Noble Partner on Financial Health Data for Underwriting

March 29, 2023
Enigma and Noble have partnered to help lenders make underwriting decisions about businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...