Credit Underwriting news and trends

Plaid Adds Products, Partnerships Aimed at Serving Enterprise Customers
Digital Banking // July 02, 2024

Plaid has been rolling out new products and partnerships in recent months, offering additional resources to a broader range of customers, including enterprises. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Former Visa CEO Carl Pascarella Talks the Future of Credit
Loans // June 14, 2024

When it comes to financial technology and payments modernization, there’s nothing like a seasoned veteran of the business for some perspective. Carl Pascarella, former CEO of Visa USA from 1993 to 2005, believes that the credit industry requires an upgrade. After following his time in...

Consumer-Permissioned Data Expansion Gives Rise to New Data Brokers
Data // June 05, 2024

The rise of consumer-permissioned data in the U.S. promises to expand the credit landscape. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

CFPB Says Lenders Must Explain AI-Driven Credit Denials
Regulation // September 19, 2023

The Consumer Financial Protection Bureau (CFPB) has released guidance for lenders who utilize artificial intelligence (AI) and complex models in their credit decision-making processes. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Interviews & Exclusives
Data Has Become the Fuel for Small Business Financial Stability

September 01, 2023
Main Street may be the soul of America, but its businesses find themselves increasingly embattled. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

Quick Reads
Affirm Adds Account Balances and Cash Flow Trends to Underwriting

January 14, 2026
Flexible payment provider Affirm is updating its underwriting to include richer real-time signals such as account balances and cash flow trends. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

Plaid Adds Products, Partnerships Aimed at Serving Enterprise Customers

July 02, 2024
Plaid has been rolling out new products and partnerships in recent months, offering additional resources to a broader range of customers, including enterprises. Get the Full Story Complete the form...

CFPB Says Lenders Must Explain AI-Driven Credit Denials

September 19, 2023
The Consumer Financial Protection Bureau (CFPB) has released guidance for lenders who utilize artificial intelligence (AI) and complex models in their credit decision-making processes. Get the Full Story Complete the form to unlock this...

Aleph Launches Dedicated Unit for Cross-Border Payments and Credit Underwriting

August 16, 2023
Aleph, a global enabler of digital advertising, has launched Aleph Payments, a dedicated unit aimed at simplifying cross-border payments and credit underwriting. Get the Full Story Complete the form to unlock...