Americans facing higher bills are taking three different approaches to their paychecks, and the largest group is still holding spending steady or increasing it. That finding helps businesses avoid treating every stretched household as a consumer preparing to stop buying. PYMNTS Intelligence’s “The Fragmented Paycheck:...
Watch more: Need to Know With Max Spivakovsky of SoFi A consumer does not have to stop spending to become more careful about money. Debit spending offers a closer look at how consumers are balancing everyday expenses with travel and entertainment, according to Max Spivakovsky,...
Paying an unexpected bill is often only the beginning of the financial problem. For many households, the larger challenge is what happens after the emergency has passed, when the next paycheck arrives already committed to covering the cost of the previous one. That dynamic runs...
The old assumption in consumer finance is that when households run short, they turn to their bank. The Wage to Wallet Index, created through joint efforts among PYMNTS Intelligence, WorkWhile and Ingo Payments, suggests something more complex is happening. When essential expenses arrive before income...
October 08, 2026
Americans facing higher bills are taking three different approaches to their paychecks, and the largest group is still holding spending steady or increasing it. That finding helps businesses avoid treating every stretched household as a consumer preparing to stop buying. PYMNTS Intelligence’s “The Fragmented Paycheck: Why Rising Spending No Longer Means Stronger Demand,” part of […]
October 07, 2026
Watch more: Need to Know With Max Spivakovsky of SoFi A consumer does not have to stop spending to become more careful about money. Debit spending offers a closer look...
August 06, 2026
Paying an unexpected bill is often only the beginning of the financial problem. For many households, the larger challenge is what happens after the emergency has passed, when the next...
June 22, 2026
The old assumption in consumer finance is that when households run short, they turn to their bank. The Wage to Wallet Index, created through joint efforts among PYMNTS Intelligence, WorkWhile...
May 15, 2026
Pro users of ChatGPT can now connect their financial accounts, see a dashboard of their finances, ask the chatbot questions and receive answers that are grounded in their financial context. OpenAI released this personal finance experience to Pro users in the United States on Friday (May 15) and plans to roll it out to Plus and other users in the future, […]
April 09, 2026
Walmart-backed OnePay is making a push beyond consumer finance and into the workplace, striking a new partnership with Workday that puts its financial tools directly inside employer benefit systems. The...
April 09, 2026
Revolut is adding an artificial intelligence (AI)-powered personal assistant to its app in the United Kingdom. The company began rolling out AIR (AI by Revolut) Thursday (April 9), it said...
July 08, 2025
Credit card performance improved for the first time in over four years despite credit card interest rates being “historically high” during the first quarter, the Federal Reserve Bank of Philadelphia said...
