Personal Finances news and trends

Banks and FinTechs Race to Own the Labor Economy Paycheck Gap
Consumer Finance // June 22, 2026

The old assumption in consumer finance is that when households run short, they turn to their bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

OpenAI Taps Plaid to Connect Bank Accounts
Artificial Intelligence // May 15, 2026

Pro users of ChatGPT can now connect their financial accounts, see a dashboard of their finances, ask the chatbot questions and receive answers that are grounded in their financial context. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Walmart-Backed OnePay Expands Into HR With Workday Deal
News // April 09, 2026

Walmart-backed OnePay is making a push beyond consumer finance and into the workplace, striking a new partnership with Workday that puts its financial tools directly inside employer benefit systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Revolut Rolls Out AI Assistant for Daily Financial Tasks
Artificial Intelligence // April 09, 2026

Revolut is adding an artificial intelligence (AI)-powered personal assistant to its app in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Interviews & Exclusives
The Usual Financial Lifelines Are Failing Labor Economy Workers

August 06, 2026
Paying an unexpected bill is often only the beginning of the financial problem. For many households, the larger challenge is what happens after the emergency has passed, when the next paycheck arrives already committed to covering the cost of the previous one. Get the Full Story Complete the form to unlock this article and enjoy […]

Banks and FinTechs Race to Own the Labor Economy Paycheck Gap

June 22, 2026
The old assumption in consumer finance is that when households run short, they turn to their bank. Get the Full Story Complete the form to unlock this article and enjoy...

ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry

August 05, 2025
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Get the Full Story Complete the form to unlock this article...

40% of Subprime Borrowers Have Applied for BNPL

May 14, 2025
Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances and improve their credit standing,...

Quick Reads
OpenAI Taps Plaid to Connect Bank Accounts

May 15, 2026
Pro users of ChatGPT can now connect their financial accounts, see a dashboard of their finances, ask the chatbot questions and receive answers that are grounded in their financial context. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Walmart-Backed OnePay Expands Into HR With Workday Deal

April 09, 2026
Walmart-backed OnePay is making a push beyond consumer finance and into the workplace, striking a new partnership with Workday that puts its financial tools directly inside employer benefit systems. Get...

Revolut Rolls Out AI Assistant for Daily Financial Tasks

April 09, 2026
Revolut is adding an artificial intelligence (AI)-powered personal assistant to its app in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Credit Card Balances Drop on Annual Basis for First Time Since ’21

July 08, 2025
Credit card performance improved for the first time in over four years despite credit card interest rates being “historically high” during the first quarter, the Federal Reserve Bank of Philadelphia said...