Personal Finances news and trends

Revolut Rolls Out AI Assistant for Daily Financial Tasks
artificial intelligence // April 09, 2026

Revolut is adding an artificial intelligence (AI)-powered personal assistant to its app in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Proactive Technology Helps Extended Households Turn Strain Into Stability
Consumer Finance // January 02, 2026

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
Consumer Finance // August 05, 2025

U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry
Real Estate // August 05, 2025

For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Interviews & Exclusives
ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry

August 05, 2025
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, […]

40% of Subprime Borrowers Have Applied for BNPL

May 14, 2025
Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances and improve their credit standing,...

New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries

April 03, 2025
Covet that designer dress at Bergdorf Goodman, but can’t pay for it because you’ve maxed out your credit cards? Increasingly, there’s another way. Get the Full Story Complete the form...

How OppFi Can Say Yes to Credit When Traditional Banks Say No

March 20, 2025
U.S. consumers hold a record $1.2 trillion in credit card debt. Right now, households are in a holding pattern, where the growth in card balances has been muted, and a...

Quick Reads
OnePay Expands Into HR With Workday Financial Wellness Deal

April 09, 2026
Walmart-backed OnePay is making a push beyond consumer finance and into the workplace, striking a new partnership with Workday that puts its financial tools directly inside employer benefit systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Revolut Rolls Out AI Assistant for Daily Financial Tasks

April 09, 2026
Revolut is adding an artificial intelligence (AI)-powered personal assistant to its app in the United Kingdom. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Credit Card Balances Drop on Annual Basis for First Time Since ’21

July 08, 2025
Credit card performance improved for the first time in over four years despite credit card interest rates being “historically high” during the first quarter, the Federal Reserve Bank of Philadelphia said...

JPMorgan Chase Reorganizes Private Bank to Facilitate Global Investments

July 03, 2025
JPMorgan Chase reportedly reorganized its private bank and named a global head of the bank, which is a new role. Get the Full Story Complete the form to unlock this article and...