Consumer Debt news and trends

Private Credit’s Consumer Debt Holdings Jump $150 Billion Since 2019
Investments // April 19, 2026

Private credit outfits are reportedly turning to consumer debt for high-yield investments.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
Consumer Insights // January 23, 2026

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This month’s report examines the financial outlook of the Labor Economy—roughly 60 million U.S. employees who earn about $25 an hour...

US Household Wealth Reaches Record $180 Trillion
Consumer Insights // January 11, 2026

New Federal Reserve data shows U.S. household wealth reaching record levels last year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

One in Five Student Loan Borrowers Have Missed a Payment in 2025
Consumer Finance // December 14, 2025

More than 9 million student loan borrowers have missed at least one payment this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Mortgage Decline Masks Growing Card and Auto Debt

August 11, 2026
A rare decline in overall U.S. household debt has masked the fact that consumers are still adding balances to the forms of credit most closely tied to everyday spending and purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

High-Income Consumers 64% More Inclined to Seek Mortgages

April 16, 2025
Contrary to conventional wisdom, a recent PYMNTS report, “Interest in Mortgages Rises Among Younger, High-Income Individuals,” uncovers that income level is a significantly stronger predictor than age in determining whether consumers...

Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt

September 17, 2024
U.S. consumers are taking on more card debt than has been seen in years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Fed Data Shows 9.1% of Credit Card Balances Hit Delinquency Status This Year

August 06, 2024
Delinquency rates are unchanged, at least in the second quarter. But debt is still rising, indicating the pressures of recent and continued spending on credit cards, on new auto loans...

Quick Reads
Private Credit’s Consumer Debt Holdings Jump $150 Billion Since 2019

April 19, 2026
Private credit outfits are reportedly turning to consumer debt for high-yield investments.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from […]

US Household Wealth Reaches Record $180 Trillion

January 11, 2026
New Federal Reserve data shows U.S. household wealth reaching record levels last year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

One in Five Student Loan Borrowers Have Missed a Payment in 2025

December 14, 2025
More than 9 million student loan borrowers have missed at least one payment this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Credit Card Defaults Surge to 14-Year High

December 30, 2024
Credit card defaults are at their highest level since 2010 as consumers feel increasingly stretched. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...