Regulations news and trends

Legal Expert Says Bank Charters Are Crypto’s Credibility Play
Bank Regulation // January 14, 2026

Watch more: TechReg Talks: Davis Wright Tremaine’s Steve Gannon Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Card Program Complexity Puts Scale-or-Stall Pressure on Issuers
Payments Innovation // January 14, 2026

Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
Regulation // January 12, 2026

The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

UK’s FCA Helps Crypto Firms Prepare for New Regulatory Regime
Cryptocurrency // January 09, 2026

The United Kingdom’s Financial Conduct Authority posted information for firms that want to offer crypto asset-related services in the country under the crypto asset regulatory regime that is expected to come into effect in 2027. Get the Full Story Complete the form to unlock this...

Interviews & Exclusives
Legal Expert Says Bank Charters Are Crypto’s Credibility Play

January 14, 2026
Watch more: TechReg Talks: Davis Wright Tremaine’s Steve Gannon Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Card Program Complexity Puts Scale-or-Stall Pressure on Issuers

January 14, 2026
Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue streams. Get the Full Story...

Senate Sets Dueling Markups for High-Stakes Crypto Market Regulation

January 09, 2026
This January is crunch time for the Senate on cryptocurrency market regulation efforts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Former OCC Chief Says Bank Charters Help Keep Crypto Compliant

January 06, 2026
Watch more: TechReg Talks with Rodney Hood Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Quick Reads
Ripple Clears Cross-Border Payments Hurdle With EU Approval

January 14, 2026
Ripple says it has secured an electronic money institution license in Luxembourg. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS […]

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status

January 12, 2026
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit....

UK’s FCA Helps Crypto Firms Prepare for New Regulatory Regime

January 09, 2026
The United Kingdom’s Financial Conduct Authority posted information for firms that want to offer crypto asset-related services in the country under the crypto asset regulatory regime that is expected to...

Ripple Secures Electronic Money Institution License and Crypto Asset Registration in UK

January 09, 2026
Ripple received permissions that allow it to scale Ripple Payments, its cross-border payment solution that uses digital assets, in the United Kingdom. Get the Full Story Complete the form to...