Regulations news and trends

Payments Leaders Get Candid: The Boundaries That Defined 2025

December 24, 2025
payments innovation, AI, leadership
Crypto Loses the Hype but Wins the Banks
Cryptocurrency // December 24, 2025

For cryptocurrency markets, 2025 was a year that went full circle. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Generative AI Forces Copyright and Antitrust to Collide
Artificial Intelligence // December 23, 2025

Watch more: TechReg Talks: Penn State’s Daryl Lim Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Monzo Set to Expand to Ireland After Securing Full European Banking License
Digital Banking // December 22, 2025

Digital bank Monzo is set to expand to Ireland and other European markets after securing a full banking license from the European Central Bank and the Central Bank of Ireland. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

CFPB Says Earned Wage Access Products Are Not Loans
CFPB // December 22, 2025

The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
Payments Leaders Get Candid: The Boundaries That Defined 2025

December 24, 2025
If 2025 felt like the year the future stopped “arriving” and started showing up in production, you are not imagining it. In payments and commerce, the most important shifts rarely announce themselves with a single product launch. They surface in how executives describe their constraints, their adversaries and their non-negotiables. What follows is a guided […]

Crypto Loses the Hype but Wins the Banks

December 24, 2025
For cryptocurrency markets, 2025 was a year that went full circle. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Generative AI Forces Copyright and Antitrust to Collide

December 23, 2025
Watch more: TechReg Talks: Penn State’s Daryl Lim Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Cross-Border Payments Become a Strategic Chessboard for CFOs

December 15, 2025
Digital wallets, compliance tooling and payment innovations are helping chief financial officers move from checkers to chess with their cross-border strategies. Get the Full Story Complete the form to unlock...

Quick Reads
Monzo Set to Expand to Ireland After Securing Full European Banking License

December 22, 2025
Digital bank Monzo is set to expand to Ireland and other European markets after securing a full banking license from the European Central Bank and the Central Bank of Ireland. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

CFPB Says Earned Wage Access Products Are Not Loans

December 22, 2025
The Consumer Financial Protection Bureau (CFPB) said Monday (Dec. 22) that certain earned wage access (EWA) products are not credit and are not covered by Regulation Z of the Truth in Lending Act. Get...

UK Allows Firms to Set Their Own Limits for Contactless Payments

December 19, 2025
The United Kingdom’s Financial Conduct Authority (FCA) said rule changes that will take effect in March 2026 will allow banks and payment service providers to set their own limits for...

OCC Reduces Regulatory Mandate Covering Citi’s Risk Management Systems

December 18, 2025
The Office of the Comptroller of the Currency terminated a July 2024 amendment to an October 2020 consent order with Citi having to do with deficiencies in the bank’s risk...