Embedded lending promises users convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. PYMNTS Intelligence finds that embedded lending isn’t fully living up to the promise yet. Nonetheless, many individuals, microbusinesses and small businesses (MSBs) use it. In fact,...
Click-and-Mortar™ experiences — where consumers use convenient digital features alongside in-store shopping — are changing retail in the United States. Consumers are beginning to adopt these habits and favor merchants that support seamless transitions between digital and in-store experiences. Despite U.S. merchants’ penchant for offering...
As the new year begins, the global demand for faster, streamlined transactions continues to fuel the expansion of real-time payments worldwide. Countries are employing diverse approaches to developing, deploying and refining their instant payment systems to meet consumer needs. Some nations, led by central banks...
The popularity of account-to-account (A2A) transfers, which involve direct electronic fund transfers between two bank accounts, has surged over the past decade, largely driven by the growing adoption of open banking. But despite its growing popularity worldwide, many A2A payment users, both businesses and consumers...
February 20, 2024
Click-and-Mortar™ experiences — where consumers use convenient digital features alongside in-store shopping — are changing retail in the United States. Consumers are beginning to adopt these habits and favor merchants that support seamless transitions between digital and in-store experiences. Despite U.S. merchants’ penchant for offering a large variety of features, some merchants have not yet […]
January 09, 2024
As the new year begins, the global demand for faster, streamlined transactions continues to fuel the expansion of real-time payments worldwide. Countries are employing diverse approaches to developing, deploying and...
October 06, 2023
Real-time payments have revolutionized the global financial landscape, fostering greater efficiency, convenience and inclusion. Countries worldwide are embracing real-time payment systems to meet the growing demand for instant transactions. Real-time...
July 04, 2022
As Americans celebrate 246 years of independence from British rule, cultural, political, and commercial ties between the two nations remain strong. One thing that continues to unite the transatlantic friends...
October 16, 2025
Uber said on Thursday (Oct. 16), that it is introducing a new way for some of its U.S. drivers to earn money by taking on digital tasks tied to the company’s data labeling business, Bloomberg reported. The program, launching later this fall, adds a “digital tasks” category to the Uber driver app. It allows registered […]
August 24, 2023
British sandwich and coffee chain Pret A Manger is set to expand its monthly coffee subscription service to the United States and France, according to a Thursday (Aug. 24) press release...
July 11, 2023
In a victory for companies like Google and Meta, Europe and the U.S. have reached a data-sharing agreement. The European Commission announced Monday (July 10) the finalizing of the EU-U.S. Data Privacy...
September 18, 2022
Large regional banks may be required to increase their financial cushions so they can better weather any crises that may emerge, the Wall Street Journal reported Sunday (Sept. 18). The...