Businesses use payments timing as a factor in their cash forecasts. A buyer sends money before an invoice deadline, while the supplier waits for money already committed to payroll, inventory or another bill. Shortening that interval gives both parties greater certainty about when cash leaves...
At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say the same. That 78-percentage-point gap is a central finding in “The 24-Day Advantage: What Top-Performing CFOs Know About Working Capital,” a...
Cross-border payments carry a working capital cost before money reaches the recipient. Payment providers frequently need funds available in advance to make payouts in other markets. For a company operating across currencies and time zones, that can mean maintaining cash in multiple bank, settlement or...
Watch more: Trusted Data Comes Before AI Payment Decisions Moving money used to be the product. Today, it’s becoming a commodity. “Execution itself is becoming commoditized. The durable value sits in the quality of the decision and the intelligence behind it,” Tungsten Automation Chief Product...
October 27, 2026
A commercial borrower’s finances keep changing after a loan is approved, as invoices are collected, inventory is purchased and payroll comes due. Continuous underwriting brings that activity into the purview of credit reviews. Payment receipts, account balances and operating records offer lenders information about repayment capacity between scheduled reviews, with implications for credit limits, financing […]
October 22, 2026
At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say the same. That 78-percentage-point gap...
October 15, 2026
Watch more: Trusted Data Comes Before AI Payment Decisions Moving money used to be the product. Today, it’s becoming a commodity. “Execution itself is becoming commoditized. The durable value sits...
October 12, 2026
Corporate treasury is approaching an uncomfortable reality about artificial intelligence. Almost every firm has it, but relatively few companies can demonstrate that it is making them financially better off. Findings...
September 28, 2026
Mastercard has introduced a card acceptance analytics platform to offer customers insights into supplier payments. Advanced B2B Analytics is designed to let issuers “drive commercial card spend at scale,” capture added revenue and help corporate customers find ways to optimize working capital, Mastercard said in a news release provided to PYMNTS Monday (Sept. 28). “Businesses […]
September 28, 2026
HSBC has unveiled Smart Checking, an artificial intelligence (AI)-powered tool focused on enhancing trade finance operations. The new offering is designed to “transform and standardize” how trade finance documentation is...
August 13, 2026
Blockchain-native capital marketplace Figure Technology Solutions saw its Consumer Loan Marketplace volume leap 132% to $4.3 billion in the second quarter as both prospects and investors saw the benefits of...
July 28, 2026
The Securities and Exchange Commission (SEC) has released a report to Congress highlighting policy recommendations for improving capital-raising policy. The recommendations were developed by members of the public and private sectors who participated in...
