Working Capital/page/4 news and trends

Finance Teams Embrace AI but Many Still Struggle to Unlock Working Capital
Artificial Intelligence // October 12, 2026

Corporate treasury is approaching an uncomfortable reality about artificial intelligence. Almost every firm has it, but relatively few companies can demonstrate that it is making them financially better off. Findings in the latest 2026 edition of the Working Capital Index (WCI) from PYMNTS Intelligence reveal...

AI Targets Trade Finance’s Paperwork Bottleneck
Artificial Intelligence // October 05, 2026

Artificial intelligence is being harnessed to tackle the document review that determines whether a transaction moves forward, one of the most manual parts of trade finance. Software has long been able to scan documents and extract data. But a spate of initiatives show how AI...

Mastercard Intros B2B Analytics Tool for Supplier Payment Insights
B2B Payments // September 28, 2026

Mastercard has introduced a card acceptance analytics platform to offer customers insights into supplier payments. Advanced B2B Analytics is designed to let issuers “drive commercial card spend at scale,” capture added revenue and help corporate customers find ways to optimize working capital, Mastercard said in...

HSBC Deploys AI to Enhance Trade Finance Operations
Artificial Intelligence // September 28, 2026

HSBC has unveiled Smart Checking, an artificial intelligence (AI)-powered tool focused on enhancing trade finance operations. The new offering is designed to “transform and standardize” how trade finance documentation is processed, traced and reviewed at the bank, HSBC announced Monday (Sept. 28). “Documentary trade at...

Interviews & Exclusives
Finance Teams Embrace AI but Many Still Struggle to Unlock Working Capital

October 12, 2026
Corporate treasury is approaching an uncomfortable reality about artificial intelligence. Almost every firm has it, but relatively few companies can demonstrate that it is making them financially better off. Findings in the latest 2026 edition of the Working Capital Index (WCI) from PYMNTS Intelligence reveal that 97% of the lowest-performing middle-market firms use AI in […]

Buyers Want to Pay Later. Suppliers Want Cash Earlier. Who Funds the Difference?

September 24, 2026
The oldest tension in B2B payments is becoming one of its newest business models. A dollar cannot simultaneously stay longer on the buyer’s balance sheet and arrive earlier on the...

Late B2B Payments Tax 4.1% of Corporate Revenue

September 14, 2026
A well-prepared finance department typically implies a well-prepared business. And that’s supported by new PYMNTS Intelligence research in the June 2026 edition of the Growth Corporates Working Capital Index,which revealed that today’s strongest...

Visa Tests Stablecoin Loans to Fund Card Program Growth

September 09, 2026
The payments industry has traditionally talked about transaction data as something companies can analyze after money moves. But card networks are now beginning to test using payment data to determine how much...

Quick Reads
Mastercard Intros B2B Analytics Tool for Supplier Payment Insights

September 28, 2026
Mastercard has introduced a card acceptance analytics platform to offer customers insights into supplier payments. Advanced B2B Analytics is designed to let issuers “drive commercial card spend at scale,” capture added revenue and help corporate customers find ways to optimize working capital, Mastercard said in a news release provided to PYMNTS Monday (Sept. 28). “Businesses […]

HSBC Deploys AI to Enhance Trade Finance Operations

September 28, 2026
HSBC has unveiled Smart Checking, an artificial intelligence (AI)-powered tool focused on enhancing trade finance operations. The new offering is designed to “transform and standardize” how trade finance documentation is...

Figure’s Blockchain Marketplace Tops $1 Billion Weekly Loan Applications After Record Q2

August 13, 2026
Blockchain-native capital marketplace Figure Technology Solutions saw its Consumer Loan Marketplace volume leap 132% to $4.3 billion in the second quarter as both prospects and investors saw the benefits of...

SEC Small Business Forum Participants Target Crypto and Crowdfunding Limits

July 28, 2026
The Securities and Exchange Commission (SEC) has released a report to Congress highlighting policy recommendations for improving capital-raising policy. The recommendations were developed by members of the public and private sectors who participated in...