At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say the same. That 78-percentage-point gap is a central finding in “The 24-Day Advantage: What Top-Performing CFOs Know About Working Capital,” a...
Cross-border payments carry a working capital cost before money reaches the recipient. Payment providers frequently need funds available in advance to make payouts in other markets. For a company operating across currencies and time zones, that can mean maintaining cash in multiple bank, settlement or...
Watch more: Trusted Data Comes Before AI Payment Decisions Moving money used to be the product. Today, it’s becoming a commodity. “Execution itself is becoming commoditized. The durable value sits in the quality of the decision and the intelligence behind it,” Tungsten Automation Chief Product...
A business receives $10 million in stablecoins on Monday, and by Friday, much of it could be back in a bank account. The payment worked. The problem, however, is what needed to happen next. Stablecoin payments may have eliminated hours of settlement friction, but they...
October 22, 2026
At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say the same. That 78-percentage-point gap is a central finding in “The 24-Day Advantage: What Top-Performing CFOs Know About Working Capital,” a PYMNTS Intelligence report examining how finance leaders manage cash. Drawing […]
October 15, 2026
Watch more: Trusted Data Comes Before AI Payment Decisions Moving money used to be the product. Today, it’s becoming a commodity. “Execution itself is becoming commoditized. The durable value sits...
October 12, 2026
Corporate treasury is approaching an uncomfortable reality about artificial intelligence. Almost every firm has it, but relatively few companies can demonstrate that it is making them financially better off. Findings...
September 24, 2026
The oldest tension in B2B payments is becoming one of its newest business models. A dollar cannot simultaneously stay longer on the buyer’s balance sheet and arrive earlier on the...
September 28, 2026
Mastercard has introduced a card acceptance analytics platform to offer customers insights into supplier payments. Advanced B2B Analytics is designed to let issuers “drive commercial card spend at scale,” capture added revenue and help corporate customers find ways to optimize working capital, Mastercard said in a news release provided to PYMNTS Monday (Sept. 28). “Businesses […]
September 28, 2026
HSBC has unveiled Smart Checking, an artificial intelligence (AI)-powered tool focused on enhancing trade finance operations. The new offering is designed to “transform and standardize” how trade finance documentation is...
August 13, 2026
Blockchain-native capital marketplace Figure Technology Solutions saw its Consumer Loan Marketplace volume leap 132% to $4.3 billion in the second quarter as both prospects and investors saw the benefits of...
July 28, 2026
The Securities and Exchange Commission (SEC) has released a report to Congress highlighting policy recommendations for improving capital-raising policy. The recommendations were developed by members of the public and private sectors who participated in...
