Commentary by David S. Evans


David S. Evans, is an economist, business advisor and Founder of Market Platform Dynamics. He is a recognized global authority on the design and implementation of platform business strategies, a body of work that he pioneered and that was captured in Invisible Engines: How Software Platforms Drive Innovation and Transform Industries, a 2006 American Publishers Association best business book award winner. David has consulted with many of the leading companies in the world and has served as an advisor to their CEOs and Boards of Directors.

How Card Regulation is Killing Competition

You’ve Been Durbined!

Regulatory Interventions Involving Depository Accounts: Pressing on the Balloon

System Down: Dealing With Catastrophic Risks In Payments

Durbin And Consumer Fees: A Predictable Outcome

• Catalyst Course: How Facebook Can Avoid Becoming The Next MySpace

• Catalyst Course: Blast Off or Bust!

• Catalyst Course: The Secret to a Profitable Platform: Figuring Out Who Pays and Who Doesn't

• Catalyst Course: Platform Businesses Can Turn Junk — Like Pez Dispensers — Into Massive Profits

• Catalyst Course: Ready! Aim! Ignite!

Leave Us Alone, We're Innovating!

Is 2012 the Inflection Point for Mobile Payments?

Facebook Credits: Do Payments Firms Need to Worry?

What Facebook's IPO Filing Reveals About its Payments Business

Platform Carcasses--How to Keep Yours Out of the Pile

Why Steve Jobs Will Go Down as "The Man"

Oh, Duh! Payments' Most Obvious (Yet Overlooked) Best Practice

I Am Curious...Stock Market Impact on Payments Company Performance (with Scott Walster)

Party Like It's 2008: What the U.S. Debt Crisis Means for Payments

ISIS: Dialed Back or No Dial Tone?

Loves Me, Loves Me Not: Open Platforms

Educating, Learning and Innovating: A New Year, A New Start

Santa Fed Puts a Smile on the Faces of Merchants

Small (Biz) is Beautiful and Plentiful (for Paying and Borrowing)

The Consumer, Once King, Is Missing in the EU Interchange Fee Debate



The How We Shop Report, a PYMNTS collaboration with PayPal, aims to understand how consumers of all ages and incomes are shifting to shopping and paying online in the midst of the COVID-19 pandemic. Our research builds on a series of studies conducted since March, surveying more than 16,000 consumers on how their shopping habits and payments preferences are changing as the crisis continues. This report focuses on our latest survey of 2,163 respondents and examines how their increased appetite for online commerce and digital touchless methods, such as QR codes, contactless cards and digital wallets, is poised to shape the post-pandemic economy.

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