Debit 201 (Required. Debit 101 prerequisite): Is Prepaid “Debit-Lite?”

Can General Purpose Reloadable become the next debit growth vehicle? What happens if/when underserved consumers are flushed from deposit institutions challenged to make DDAs profitable?  Many consumer segments already find themselves well served by this segment of prepaid, whether as a payroll product provided by an employer or as a benefits card delivered by a state or local government, much of the emerging deposit base in established and emerging markets is migrating to this product. Could changes in the US debit landscape accelerate this trend?

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    Debit 201 Lesson 1: Prepaid Landscape

     

    Prepaid cards began as a simple way for merchants and operators of closed business systems to eliminate cash reimbursements and disbursements in their internal processes. (Read More)

    Debit 201 Lesson 2: Prepaid Evolution

     

    In this class we will review the current evolutionary trends that influence the growth of GPR prepaid cards and their potential for growth in light of the coming regulatory change in traditional debit cards and the impact that may have on the growth of prepaid products. (Read More)

    Debit 201 Lesson 3: Prepaid Implications

     

    Could GPR prepaid evolve from its current status as a debit alternative to the new standard for debit in the US marketplace? Maybe. (Read More)

    Debit 201: Exam

     

    Once again we’ve reached the end of a course and it’s time for a quiz.  For those of you who took last week’s quiz, thank you for sharing your perspective with the rest of the class. (Take Quiz)

    Debit 201: Exam Results

     

    As a true test of you knowledge and understand we purposed the below questions as a wrap up to Debit 201. We have posted the results of last weeks exam and encourage you to take the test for yourself if you have not done so already. (View Results)

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