Middle market CFOs are getting themselves stuck by doing what they think is the right thing. And that “right thing” is typically still treating finance modernization as a technology upgrade. Findings in the August 2026 edition of The 2026 Certainty Project, a PYMNTS Intelligence report in collaboration with Fynapse, show how growth is...
For accounts payable software buyers, the quality of the connections now carries more weight than the size of the price tag. That shift runs through “Who Decides Now,” the July edition of the Business Payments Tracker from PYMNTS Intelligence and WEX. The report finds that...
Embedded finance appears to have crossed a revealing threshold: Companies are treating its growing pains as reasons to improve the technology rather than abandon it. The PYMNTS Intelligence report “Embedded Finance as a Strategic Initiative” found in October that 93% of companies encounter friction with...
Corporate America may have a capital allocation problem hiding inside its risk management discipline. The PYMNTS Intelligence report “The Cost of Caution: Why CFOs Put Growth Plans on Hold,” the latest installment of the 2026 Certainty Project, found in September that middle-market chief financial officers...
The next generation of payment infrastructure is giving CFOs something more valuable than speed. It’s giving them optionality. Real-time rails, richer ISO 20022 data, virtual accounts, embedded FX and automated treasury systems are providing finance teams with new levers over four variables CFOs have historically...
The competitive advantage today isn’t forecasting tomorrow’s cash more accurately. It’s having less of today’s cash left to forecast. Data in the August 2026 edition of The 2026 Certainty Project, a PYMNTS Intelligence report in collaboration with Fynapse, shows that 62% of middle-market finance executives...
Watch more: Need to Know With Priority Commerce’s Court Toomey The next working capital lever for chief financial officers may not require renegotiating supplier terms, borrowing more cheaply or squeezing additional days out of days payable outstanding. It may already be embedded in the payment...
Watch more: The Digital Shift With Bank of America’s Matthew Miller The biggest misconception in corporate treasury modernization may be that software implementation is the finish line. For many finance organizations, replacing an enterprise resource planning (ERP) system or treasury management system (TMS) has become...
Corporate cash forecasting was easier to tolerate as an imperfect discipline when idle cash earned almost nothing. After all, for most of the zero-rate era, an imperfect cash forecast was an operational nuisance. But in 2026, it can be an earnings leak. According to a...