Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
MIT Says AI Could Replace Nearly 12% of US Workforce
December 01, 2025

Artificial intelligence systems can already perform tasks equal to 11.7% of the workforce in the United States, according to research from the Massachusetts Institute of Technology released Wednesday (Nov. 26). Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Artificial Intelligence
DeepSeek ‘Integrates Thinking’ Into New AI Models
December 01, 2025

DeepSeek has debuted two new versions of an experimental artificial intelligence (AI) model. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
S&P Turns to Amazon to Bring AI Agents to Customers
December 01, 2025

S&P Global has rolled out a series of integrations with Amazon Web Services (AWS). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Artificial Intelligence
Investors Renew Funding for Core AI Capabilities
December 01, 2025

A new wave of funding rounds across the artificial intelligence (AI) startup ecosystem is signaling that investors are continuing to place big bets on companies building the next layer of enterprise intelligence. The pattern signals a growing appetite for AI tools that can deliver reliability,...

Artificial Intelligence
ChatGPT Turns Three and Pulls Financial Services Into the AI Era
December 01, 2025

Do you remember the first time you used ChatGPT? It probably wasn’t Nov. 30, 2022, when the platform debuted. But it was probably soon after. More than 800 million weekly users later it’s on track to have more than 220 million paid users by 2030....

Artificial Intelligence
Amazon and Visa Team to Boost Agentic Commerce
December 01, 2025

Visa and Amazon Web Services want to help developers and enterprises deploy agentic AI commerce projects. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
NY Becomes First State to Target AI-Driven Personalized Pricing
November 30, 2025

New York has become the first state to take action against so-called “personalized pricing.” Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Artificial Intelligence
AI Fuels Record $11.8 Billion Black Friday eCommerce Boom
November 30, 2025

Artificial intelligence-powered shopping tools have helped drive record levels of Black Friday spending this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Artificial Intelligence
OpenAI Backers Could Rack Up $100 Billion in Debt
November 30, 2025

OpenAI’s data center partners are reportedly set to accrue nearly $100 billion in borrowing.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...