In an era of high living costs and economic uncertainty, payroll timing is more than a convenience—it’s a competitive edge. Earned wage access (EWA), which allows employees to collect pay as they earn it, is transforming payroll into a strategic retention tool. The latest data...
The Federal Reserve’s instant payment system is increasing its transaction limit amid growing commercial demand. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Headlines swirl with urgency around real-time payments, but the reality is that most banks are still dragging their feet. While financial institutions (FIs) say instant payments are a top priority, the number that have made the necessary system upgrades remains far lower. Get the Full...
For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the demand for immediate access to money, where and how they want it, has made instant payments not just a convenience,...
The appeal of instant payments is undeniable. Businesses want faster disbursements, consumers value speed and convenience, and government agencies are turning to real-time rails to modernize payouts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
Banks say they fear fraud on real-time payment rails. The numbers say they shouldn’t. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Consumers expect money to move at digital speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...
Real-time payments are moving beyond speed. With networks raising transaction ceilings, companies are beginning to treat instant transfers as a tool for high-value use cases once reserved for slower rails. The speed that has transformed consumer-facing transactions, such as disbursements, now is a valuable hallmark...
A payments shift is underway in the property management sector, one that is less about rent collection and more about modernizing the often-overlooked area of non-payroll expenses, from urgent repairs to tenant refunds. Get the Full Story Complete the form to unlock this article and...
