As we mark an historic IPO anniversary, it’s becoming even more clear that mobile commerce stereotypes need to be overcome. Not only that, but there could possibly be a new way to break what amounts to a paper jam for B2B payments. And the conventional...
Devices are everywhere – and are now intelligent and interacting with us through all manner of daily routines. There are billions of devices in the world helping to monitor and regulate everything from room temperatures to restocking the fridge. The Intelligence of Things Tracker has shown that...
The subscription eCommerce market is big business, growing at 300 percent over the past seven years. In the U.S., subscribers have signed onto roughly three services, up from 2.4 five years ago. But dig into the numbers and there’s at least a bit of churn – and...
Getting onboard with digital onboarding? The numbers, as shown in the Payables Friction Playbook: Old School Manual Versus Digital Onboarding Edition, give the nod to at least some embrace of automated processes driven by technology. Many firms use a hybrid of digital and manual techniques,...
Speedier payments, across the globe – faster and, in some cases, in real time. The Federal Reserve’s plan to launch FedNow may have grabbed headlines and perhaps refocused observers’ attention on real-time rails, especially in the U.S. But the move toward instant money movement is...
In the ever-evolving push by FIs to serve corporate clients, bringing new credit products to market remains a key initiative. As detailed in the Corporate Credit Products edition of the Innovation Readiness Playbook, and also in a recent interview between i2c Executive Vice President of...
Given the amount of time the average consumer spends glued to a smartphone, it is not terribly surprising to see the large number of firms trying to build the one uber app that rules the rest. But while a majority of consumers might see the value,...
Merchants are scrambling as the strong customer authentication (SCA) deadline looms. In other security news, phone numbers can provide a treasure trove of information about a consumer who is trying to open an account with an online merchant, onboard to an online service or sign up for a new...
The verification and authentication processes of many sharing economy platforms are poorly equipped to combat the growing risk of fraud. In technology news, smartwatches and wearables are among the hottest areas of digital commerce and payments. And, in retail, automotive sales are increasingly going digital as more shoppers are buying more used...