Daily Data Dive

PYMNTS Daily Data Dive: Same Day ACH

The Electronic Payments Association (NACHA), steward and rule maker of the ACH Network, recently provided the Same Day ACH transaction volume data for September 23 to December 30, 2016.

Same Day ACH was responsible for more than 13 million credit transactions in the period — a total combined value of nearly $17 billion, with the average transaction worth $1,283.

Direct deposit made up the largest segment of Same Day ACH transaction volume — some 52 percent, or 6.8 million transactions that totaled $5.9 billion.

B2B payments made up 32 percent of Same Day ACH volume — 4.1 million transactions totaling $8.8 billion. Other uses for Same Day ACH included P2P payments, which saw 1.8 million transactions totaling $1.2 billion, and consumer bill payments, with nearly a quarter million transactions worth some $733 million.

Here are the numbers:

13 million, ~$17 billion | Volume and value of Same Day ACH transactions in the period

$1,283 | Average transaction value

52 percent, 6.8 million, $5.9 billion | Direct deposit segment of Same Day ACH transactions

32 percent, 4.1 million, $8.8 billion | B2B payments segment of Same Day ACH transactions

1.8 million, $1.2 billion | P2P payments handled by Same Day ACH

~250,000, $733 million | Consumer bill payments handled by Same Day ACH



The How We Shop Report, a PYMNTS collaboration with PayPal, aims to understand how consumers of all ages and incomes are shifting to shopping and paying online in the midst of the COVID-19 pandemic. Our research builds on a series of studies conducted since March, surveying more than 16,000 consumers on how their shopping habits and payments preferences are changing as the crisis continues. This report focuses on our latest survey of 2,163 respondents and examines how their increased appetite for online commerce and digital touchless methods, such as QR codes, contactless cards and digital wallets, is poised to shape the post-pandemic economy.

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