Five At Five: The Implications Of Google’s $5 Billion Fine

The European Banking Authority

Welcome to Five at Five, your late look at the day’s payments and commerce news. Coverage includes a deeper look at Google’s high-cost headache in Europe, along with a story about Target embracing emojis. Microsoft has a new bounty program, Amazon keeps on keeping on in healthcare and PSD2 is providing new opportunity for criminals.

Google and the $5B EU Android Fine – and Its Implications

The EU has found that Google acted illegally in enticing handset makers to load those apps along with the free operating system. Google has said, perhaps not surprisingly, that it will appeal the decision.

Target Rolls out Emojis for Self-Checkout

Target launched the feature because it has found that buying produce is a pain point for consumers. When buyers search the full selection of a retailer’s items at self-checkout, they might inadvertently choose the incorrect item from a dropdown menu.

Microsoft Launches Bounty Program for Digital Identity Services

Microsoft announced on Tuesday (July 17) a new program in which it will pay hackers between $500 and $100,000 if they can break into its digital identity services.

Amazon in Talks to Acquire India’s MedPlus

MedPlus Health Services operates more than 1,500 pharmacies in India, and also operates lab testing centers and has a surgical equipment distribution unit.

As PSD2 Gets off the Ground, Fraudsters Gear up

How exactly fraud attacks and fraud prevention will change in the post-PSD2 world remains unclear, but change is certain, according to observers.



New forms of alternative credit and point-of-sale (POS) lending options like ‘buy now, pay later’ (BNPL) leverage the growing influence of payments choice on customer loyalty. Nearly 60 percent of consumers say such digital options now influence where and how they shop—especially touchless payments and robust, well-crafted ecommerce checkouts—so, merchants have a clear mandate: understand what has changed and adjust accordingly. Join PYMNTS CEO Karen Webster together with PayPal’s Greg Lisiewski, BigCommerce’s Mark Rosales, and Adore Me’s Camille Kress as they spotlight key findings from the new PYMNTS-PayPal study, “How We Shop” and map out faster, better pathways to a stronger recovery.