Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Google DeepMind Co-Founder Shane Legg Joins Safety-First Camp in AI Debate
September 16, 2026

Google DeepMind Co-Founder Shane Legg is warning that artificial intelligence advances must not come before AI safety, the Financial Times reported Wednesday (Sept. 16). “We’re living in a period now where capabilities are advancing very, very quickly,” said Legg, per the report. “But we can’t let...

Artificial Intelligence
Nvidia and Google Launch Energy Alliance to Prevent AI Grid Overload
September 16, 2026

Nvidia, Google and Emerald AI launched an alliance dedicated to promoting flexible artificial intelligence data centers, Nvidia said in a Wednesday (Sept. 16) blog post. In addition to the founding members, the AI Energy Management Alliance (AEMA) will include partners from across the computing and...

Artificial Intelligence
NIST Push Could Give Banks a Common Test for AI Vendors
September 16, 2026

A federal standards effort reaching a key deadline Wednesday (Sept. 16) could help banks answer a practical challenge that has complicated artificial intelligence adoption. What evidence should an AI vendor have to provide before its product wins approval? The National Institute of Standards and Technology...

Artificial Intelligence
OpenAI Eyes $1.2 Trillion Valuation in Pre-IPO Funding Round
September 16, 2026

OpenAI is reportedly weighing a funding round at a $1.2 trillion valuation before going public. The artificial intelligence (AI) startup has held early discussions with investors about a private funding round ahead of its planned initial public offering (IPO), according to a Financial Times (FT)...

Artificial Intelligence
AI Moves Into Brazil’s Everyday Shopping Journey
September 16, 2026

Watch more: Need to Know With Gustavo Carvalho of Visa Brazil  Brazil has become one of the clearest tests of what happens when digital shopping ceases to occupy a separate corner of commerce and becomes indispensable to everyday interactions. The country’s consumers now average 67...

Artificial Intelligence
AI Has a Frankenstein Dilemma
September 16, 2026

AI Has a Frankenstein Dilemma Mary Shelley published Frankenstein in 1818. More than two hundred years later, it’s said to sell about 40,000 to 50,00 copies a year. It’s said that’s more than many best-selling releases. Most people who’ve read the book remember the monster....

Artificial Intelligence
AI Picks the Shortlist Before Retailers Get the Click
September 16, 2026

Before a shopper ever reaches a retailer, an artificial intelligence assistant may have already narrowed the field to three options. Making that shortlist is becoming its own competition. The PYMNTS Intelligence report “The AI Power User Gets Pickier,” the September edition of the Consumer AI...

Artificial Intelligence
Google Launches New Gemini Models to Upgrade Enterprise Voice Agents
September 15, 2026

Google has begun rolling out two new artificial intelligence models designed to power voice agents, the company said in a Tuesday (Sept. 15) blog post. Gemini 3.8 Live is built for scale and cost efficiency, while Gemini 3.8 Live Extended Thinking is built for high-complexity...

Artificial Intelligence
Agentic Commerce Needs eCommerce-Level Trust to Scale, Mastercard-PYMNTS Panelists Say
September 15, 2026

Agentic commerce needs to build trust among both consumers and merchants to scale, Mastercard said in a Tuesday (Sept. 15) press release highlighting some takeaways from a recent executive roundtable convened by Mastercard and PYMNTS. Held at Mastercard’s New York City Tech Hub and moderated...