Watch more: Need to Know With Maverick Payments’ Jonathan Aguilar Merchant acquiring has a multiplication challenge. Payments companies want more merchants, but adding salespeople one at a time is a costly way to get them. That is pushing more attention toward one-to-many distribution models in...
Digital transformation is usually presented as a ladder. Companies begin with a few foundational capabilities, add more sophisticated tools over time and become incrementally more efficient with each step. But findings in the July edition of The Orchestration Advantage Series, a PYMNTS Intelligence collaboration with...
Watch more: Need to Know With One Inc’s Kishore Konakanchi For insurers, payments have long served as the moments when policyholders notice the mechanics of the relationship. A premium must be collected. A refund must arrive. Those transactions often define the customer’s impression of the...
Open payment platform provider Spreedly on Wednesday (July 15) announced the launch of a standalone payment vault, a move that allows merchants to store and manage customer credentials without committing to the company’s full payments orchestration suite. The decision to unbundle the vaulting service reflects...
Payments are now part of the customer experience layer, the uptime layer and the revenue operations layer. That means they can no longer be managed only as finance infrastructure. Findings in “The Orchestration Advantage: How Routing Architecture Shapes Payments Performance,” a PYMNTS Intelligence and Spreedly collaboration, reveal...
Watch more: The Digital Shift With Forage’s Ofek Lavian Today, 1 in 8 Americans receive Supplemental Nutrition Assistance Program (SNAP) benefits. Roughly 1 in 2 will qualify at some point in their lives. That is not a niche at the edge of grocery retail. That’s...
Payments friction has acquired a price tag. For many finance leaders, delays caused by fraud controls, manual reviews and disconnected payments systems are not confined to mere operational headaches. They now represent measurable revenue loss, higher operating costs and weaker customer relationships. The PYMNTS Intelligence...
Watch more: How Stablecoins Are Reshaping Global Banking The same question can have both a strategic answer and a practical one. That’s something EU lawmakers are finding out in real time, after the European Parliament’s ECON Committee approved a plan by the European Central Bank...
Watch more: Need to Know With Green Dot’s Akhil Gupta Embedded finance programs have spent years proving they can attract customers. The more difficult challenge now is determining whether those customers stay. During a recent conversation with PYMNTS, Akhil Gupta, vice president of product at...