The first half of the year has been full of big themes, but the sharpest insights often came in the clearest sentences. Across PYMNTS Intelligence reports, executives and analysts described a payments and financial services landscape being rebuilt around speed, trust, data and smarter infrastructure....
Cue the July playlist and grab an iced tea. PYMNTS has announced it will convene the second straight year of Summer School 2026, a July virtual event series designed to help payments leaders stay ahead of the forces reshaping how money moves, how value is captured...
Watch more: Need to Know With Maverick Payments’ Rachel Costello The rise of embedded payments is reshaping how platforms position themselves within commerce, shifting from peripheral service layers to systems that control both the transaction and the surrounding customer experience. That transition remains uneven, and...
Change typically happens two ways: gradually, and then suddenly. The embedded finance landscape is finding this out for itself in real time. A new survey of 515 senior leaders at U.S. companies for the April 2026 edition of the Embedded Finance Strategy Series, conducted by PYMNTS...
Historically, payments have been an activity-based business. Revenues are tied to transaction volume, interchange fees and, to some extent, the float generated by holding funds in transit. But according to the January 2026 “Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an...
Watch more: What’s Next in Payments With Galileo’s Maxim Spivakovsky Data has become a decisive force in payments, but most firms still struggle to use it with precision. That distinction, according to Max Spivakovsky, senior director of global payments risk management at Galileo, is separating...
AI is no longer just guiding purchases; it’s beginning to execute them. As agentic commerce, where AI systems initiate transactions on behalf of consumers, takes hold, the payments ecosystem is entering a new phase defined by machine-driven speed, scale and complexity. PYMNTS Intelligence research shows that...
Watch more: Need to Know With Christine Weber of Paymentus Bill payments occupy a central place in the financial lives of consumers, where obligation meets emotional uncertainty. For providers, that reality complicates what might otherwise be treated as a straightforward digital interaction. Consumers approach the...
Watch more: Need to Know With Lorum’s George Davis The financial system has a clearing problem, and it’s not about broken technology. It’s about who the technology was built to serve, and more importantly, who it wasn’t. Lorum Co-Founder and CEO George Davis made that...