Payments friction has acquired a price tag. For many finance leaders, delays caused by fraud controls, manual reviews and disconnected payments systems are not confined to mere operational headaches. They now represent measurable revenue loss, higher operating costs and weaker customer relationships. The PYMNTS Intelligence...
Watch more: How Stablecoins Are Reshaping Global Banking The same question can have both a strategic answer and a practical one. That’s something EU lawmakers are finding out in real time, after the European Parliament’s ECON Committee approved a plan by the European Central Bank...
Watch more: Need to Know With Green Dot’s Akhil Gupta Embedded finance programs have spent years proving they can attract customers. The more difficult challenge now is determining whether those customers stay. During a recent conversation with PYMNTS, Akhil Gupta, vice president of product at...
Watch more: What’s Next in Payments With Maverick Payments’ Ben Griefer As artificial intelligence (AI) reshapes nearly every corner of financial services, the payments industry is confronting a question that extends beyond technology: Is AI primarily a tool for cutting costs, or can it become...
Watch more: What’s Next in Payments With Matthew Pearce of i2c For years, payment processors competed on uptime, scale and cost. Artificial intelligence (AI) is changing those dynamics, pushing providers to demonstrate that they can help financial institutions make better decisions at the speed of...
Watch more: What’s Next in Payments With Spreedly’s Judd Howard Artificial intelligence is compressing the distance between differentiation and commoditization across the payments industry. Features that once signaled innovation, like forecasting, personalization and data synthesis, are becoming baseline expectations. For Judd Howard, senior product manager,...
Payments orchestration has evolved to the point where any debate is no longer whether merchants should connect to multiple processors, payment methods and acquiring partners. Most already have. The broader challenge may center on why some businesses that invested in orchestration still struggle with failed...
Watch more: The Digital Shift With Spreedly’s Doug Fry The modern checkout page has become a proving ground where speed, trust and data quality determine whether a purchase succeeds or disappears. In short, getting as much value from payment information is a top priority. It’s...
Micropayments are arguably, and so far, among the digital realm’s great unrealized opportunities. Every few years, advances in payments technology have revived predictions that consumers would soon pay pennies to read an article, fractions of a cent to stream a song or a few cents...