Embedded finance is no longer a question of whether companies should offer financial services. The question is how they should build them. The PYMNTS Intelligence report, “The Embedded Finance Scale Factor: How Firm Size Shapes Strategy, Technology and Partnership Decisions,” in collaboration with Green Dot,...
For years, payment infrastructure was treated as plumbing: necessary and expensive. But increasingly, financial institutions are approaching it differently, weighing payment architecture as part of liquidity planning, operational continuity and client acquisition. That context provides the backdrop for Huntington Bank joining CHIPS, The Clearing House’s...
Payment problems don’t stay hidden inside the back office. When a customer reaches checkout, and a payment fails, stalls or gets declined for the wrong reason, the business may lose the sale and the customer’s trust. That’s why more companies are investing in payment orchestration,...
Watch more: What’s Next in Payments With Pismo’s Leonardo Collado Legacy systems rarely become visible until they begin to slow everything around them. For decades, the banking and payments sectors treated core infrastructure as proof of endurance and discipline. Now the same systems that carried...
Watch more: What’s Next in Payments With Finastra’s Mihail Duta In financial services, “legacy” has become one of the industry’s most loaded words. For some executives, it signals stability, regulatory maturity and systems that have processed trillions of dollars without blinking. For others, it represents...
Watch more: Why Payments Modernization Can’t Wait Banks spent years treating payments modernization as a long-range technology project. Corporate clients are done waiting. They want payments that move continuously, settle faster and sit directly inside their digital channels, and that pressure is now forcing banks...
Watch more: What’s Next in Payments With Boost Payment Solutions’ Dean M Leavitt Payments leaders would be forgiven for equating the word “legacy” with old rails, monolithic systems and slow-moving infrastructure. In the age of artificial intelligence, the instinct across financial services has been to...
Watch more: What’s Next in Payments With Spreedly’s Justin Benson In payments, complexity is often the product itself. The systems moving money across banks, networks, processors and merchants were built over decades, and while newer entrants frequently portray legacy infrastructure as outdated baggage, Spreedly CEO...
Watch more: What’s Next in Payments With Mladen Vladic of FIS Legacy systems occupy an awkward place in payments. While they are often criticized for slowing modernization efforts, they continue to handle enormous transaction volumes with reliability that financial institutions cannot afford to jeopardize. Mladen...