Security & Fraud

India's BHIM Payments Site May Have Exposed 7 Million Users' Data


India's BHIM payment app has reportedly accidentally exposed the personal data of 7 million users, including addresses, scans of Aadhar IDs and caste certificates, according to cybersecurity company VPNMentor.

The 409 GB database, according to VPN, was stored in a misconfigured AWS S3 bucket, which caused it to become available to the public.

The data belonged to BHIM's website, which is primarily used for onboarding new users.

The breach was uncovered by VPNMentor's research team on April 23, and it notified India’s Computer Emergency Response Team (CERT-In) on April 28. The breach was closed April 28 when VPN made contact with CERT-In the second time.

The database mostly was full of the documents needed to onboard a bank, including Aadhar IDs, caste certificates, proof of residence, Permanent Account Number (PAN) cards and screenshots of fund transfers for proof, according to VPN. That kind of data can potentially be used to extract money or personal information from users, although news sources did not have specific information if that had happened. The records dated back to February of 2019.

The data is such that hackers could also utilize some of it, like Unified Payments Interface (UPI) ID, to access data from minors.

BHIM is based on the UPI platform by the National Payments Corporation of India. Other services utilizing UPI include Google Pay, PhonePe, WhatsApp and Paytm.

Cyberattacks have become ubiquitous in the digital age, with companies as varied as Wawa, Wyze Labs, T-Mobile and Landry's Inc all reporting data breaches around the beginning of 2020.

And now, halfway through the year and amid a global pandemic, phishing attacks are continuing to roll in, taking advantage of the frenzied and weakened state of the world due to the global shutdowns and economic turmoil.

The damage has been widespread: 100 percent of law firms surveyed had been the target of cyberattacks, resulting in 15 percent of them losing clients. There were 1,755 warnings sent out by Google to users targeted by phishing attacks, and a recent iomart analysis finds that small businesses stand to lose $555 billion as a result of such attacks.



The How We Shop Report, a PYMNTS collaboration with PayPal, aims to understand how consumers of all ages and incomes are shifting to shopping and paying online in the midst of the COVID-19 pandemic. Our research builds on a series of studies conducted since March, surveying more than 16,000 consumers on how their shopping habits and payments preferences are changing as the crisis continues. This report focuses on our latest survey of 2,163 respondents and examines how their increased appetite for online commerce and digital touchless methods, such as QR codes, contactless cards and digital wallets, is poised to shape the post-pandemic economy.