News

Banking
Banks Turn $5.3 Million Wires Into Strategic Assets
July 28, 2026

Wire payments are starting to look less like back-office plumbing and more like a competitive tool for banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Retail
$349 Billion Could Move Through a Much Smarter Checkout
July 28, 2026

A good offer can lose its value when the shopper never sees it. That problem gets expensive fast when the missed moment happens at checkout. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Banking
Happen’s Digital Banking Push Helps Deposits Jump 18%
July 27, 2026

The clearest evidence of LendingClub’s new incarnation into a full-scale digital bank can be measured not merely in another jump in personal loan volume, but what happened (pun intended) after borrowers arrived. Get the Full Story Complete the form to unlock this article and enjoy...

Banking
Upstart Receives Conditional OCC Approval for Bank Charter
July 27, 2026

Lending marketplace Upstart has received conditional approval from the Office of the Comptroller of the Currency (OCC) to establish a bank called Upstart Bank, N.A. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Banking
UK Banking Customers Face Transfer and Payment Glitches
July 27, 2026

U.K. customers of banks and banking apps reported problems with transfers and payments Monday (July 27), according to multiple media reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
Everyone Wants to Own AI’s New Toll Road
July 27, 2026

Every company running artificial intelligence at scale eventually hits the same problem: a simple customer question gets routed to the same, expensive, frontier-grade model as a genuinely hard one. That’s a waste of money — and an avoidable one. Routing software fixes it by evaluating...

B2B Payments
Payward Plans Magic Labs Wallet Acquisition to Expand B2B Platform
July 27, 2026

Payward plans to expand its B2B infrastructure platform, Payward Services, with embedded, non-custodial wallet infrastructure by acquiring the wallet-as-a-service business of Magic Labs. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Artificial Intelligence
OpenAI and Nvidia Discuss $250 Billion Data Center Funding Deal
July 27, 2026

Nvidia is reportedly in discussions with OpenAI to guarantee $250 billion in data center funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
House Republicans Urge Expanded Use of AI to Combat Financial Fraud
July 27, 2026

Artificial intelligence is rapidly transforming financial fraud, giving criminal organizations the ability to generate convincing scams at unprecedented scale. But according to a report issued last week by Republicans on the House Financial Services Committee, AI can also provide financial institutions and government agencies with...