consumer credit

Upstart Says Originations Leap as Consumer Credit Strength Improves
Upstart Says Originations Leap as Consumer Credit Strength Improves
November 04, 2025  |  Consumer Finance

Artificial intelligence (AI) lending marketplace Upstart saw growing consumer demand and steady consumer credit strength in the third quarter, executives said Tuesday (Nov. 4) during...

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SoFi Defies Credit Fears as Consumers Keep Spending
SoFi Defies Credit Fears as Consumers Keep Spending
October 28, 2025  |  Earnings

SoFi reported its Q3 earnings Tuesday morning (Oct. 28), and the message was straightforward: Its mostly prime borrowers look resilient, and their spending is steady....

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Upgrade Valued at $7.3 Billion After $165 Million Funding Round Led by Neuberger
Upgrade Valued at $7.3 Billion After $165 Million Funding Round Led by Neuberger
October 16, 2025  |  Consumer Finance

Upgrade has raised $165 million in a new funding round that values the FinTech at more than $7.3 billion, according to Bloomberg. The round, led...

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Households Pump the Brakes on Credit as Economic Uncertainty Looms
Households Pump the Brakes on Credit as Economic Uncertainty Looms
October 07, 2025  |  Consumer Finance

Americans are walking a careful line as they navigate inflation and household balance sheets, leveraging credit where needed but showing signs of restraint. Get the...

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Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
September 25, 2025  |  Consumer Finance

New TransUnion data shows almost 30% of student loan borrowers behind on their payments. Get the Full Story Complete the form to unlock this article...

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FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms
FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms
September 19, 2025  |  Fintech Investments

With the new additions of Figure Technology Solution and Klarna, the FinTech IPO Index saw a healthy jump, adding 3.6% through the week. Get the...

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Why Empathy Is Credit’s Last Competitive Edge
Why Empathy Is Credit’s Last Competitive Edge
September 18, 2025  |  Consumer Finance

Watch more: Need to Know Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
September 17, 2025  |  Consumer Finance

The U.S. Federal Reserve’s quarter-point interest rate cut, a move widely expected after months on pause, offers a glimmer of hope for U.S. households, but...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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