consumer credit

FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms
FinTech IPO Index Surges 3.6% as Rate Cuts Boost Lending Platforms
September 19, 2025  |  Fintech Investments

With the new additions of Figure Technology Solution and Klarna, the FinTech IPO Index saw a healthy jump, adding 3.6% through the week. Get the...

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Why Empathy Is Credit’s Last Competitive Edge
Why Empathy Is Credit’s Last Competitive Edge
September 18, 2025  |  Consumer Finance

Watch more: Need to Know Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

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Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
Paycheck-to-Paycheck Families Feel No Relief From Fed Rate Cut
September 17, 2025  |  Consumer Finance

The U.S. Federal Reserve’s quarter-point interest rate cut, a move widely expected after months on pause, offers a glimmer of hope for U.S. households, but...

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Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025  |  Buy Now Pay Later

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price...

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The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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Revolving Debt Spikes and Signals a Buildup of Credit Card Balances
Revolving Debt Spikes and Signals a Buildup of Credit Card Balances
September 08, 2025  |  Credit Cards

Consumers in August loaded up on revolving debt, a category that includes credit cards, as they reversed a slowdown, and in some cases, paydowns, on...

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Card Delinquencies Below Pre-COVID Levels
Card Delinquencies Below Pre-COVID Levels
August 17, 2025  |  Credit Cards

Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy...

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US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
July 27, 2025  |  Credit Cards

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article...

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