consumer finance

CFPB: States Can Issue Their Own Credit Reporting Laws

CFPB: States Can Issue Their Own Credit Reporting Laws
CFPB: States Can Issue Their Own Credit Reporting Laws
June 28, 2022  |  CFPB

States can issue their own fair credit reporting laws that protect residents, the U.S. Consumer Financial Protection Bureau (CFPB) said in a ruling Tuesday (June...

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CFPB’s 2022 Spring Rulemaking Agenda: What’s In and Out 
CFPB’s 2022 Spring Rulemaking Agenda: What’s In and Out 
June 28, 2022  |  Legal & Regulation

The Office of Management and Budget (OMB) published on June 21 the Consumer Financial Protection Bureau’s (CFPB) Spring 2022 regulatory agenda, and surprisingly, only five...

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The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
The Data Point: Financial Stressors Hammer 65% of Paycheck-to-Paycheck Consumers
June 28, 2022  |  Consumer Finance

An inflationary shock is adding to the difficulties of consumers living paycheck-to-paycheck, often with little or no savings, with challenging life events compounding these problems....

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Today in Data: Facing Financial Disruption
Today in Data: Facing Financial Disruption
June 28, 2022  |  Today In Data

Today in Data, new research shows a majority of American consumers who live paycheck to paycheck dealt with some sort of financial disruption in the...

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NEW DATA: Two-Thirds of Paycheck-to-Paycheck Consumers Faced Financial Disruption in Last 36 Months
NEW DATA: Two-Thirds of Paycheck-to-Paycheck Consumers Faced Financial Disruption in Last 36 Months
June 27, 2022  |  Consumer Finance

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Senators Reintroduce Bill to Preserve Freedom of Payment Choice
Senators Reintroduce Bill to Preserve Freedom of Payment Choice
June 24, 2022  |  Legal & Regulation

U.S. Sens. Bob Menendez (D-N.J.) and Kevin Cramer (R-N.D.) have reintroduced the Payment Choice Act, a bill they first pushed forward about a year ago,...

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The Data Point: Chains Take the Cake With 60% of Restaurant Consumers
The Data Point: Chains Take the Cake With 60% of Restaurant Consumers
June 23, 2022  |  Data & Research

There are folks who prefer quick-service restaurants (QSRs) to independent eateries, while others can’t say no to a five-course meal with fine tableside service. It...

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Soaring Logistics Costs Threaten Main Street Business Profits, Optimism
Soaring Logistics Costs Threaten Main Street Business Profits, Optimism
June 21, 2022  |  Supply Chain

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