credit scores

Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
December 18, 2023  |  Personal Finance

In a credit-based economy like the United States, credit scores play a crucial role in determining access to credit and financial stability. This poses a...

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How Cash Flow Insights Are Building Tomorrow’s Credit Products
How Cash Flow Insights Are Building Tomorrow’s Credit Products
December 12, 2023  |  Loans

The lending landscape is undergoing a system-level shift that promises to benefit both borrowers and lenders. Get the Full Story Complete the form to unlock...

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Only 1 in 4 Consumers Have Good Understanding of Credit Products
Only 1 in 4 Consumers Have Good Understanding of Credit Products
December 04, 2023  |  Consumer Finance

Improving credit scores can have significant financial benefits for consumers by accessing better lending conditions and low interest rates. With improved scores, consumers can increase...

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What Are the Best Tactics to Improve Credit Scores? 
What Are the Best Tactics to Improve Credit Scores? 
November 02, 2023  |  Consumer Finance

Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan.  Get the Full...

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Credit-Building Apps Ease Financial Wellness Path for High-Debt Gen Xers
Credit-Building Apps Ease Financial Wellness Path for High-Debt Gen Xers
October 24, 2023  |  Consumer Finance

In an era of increasing price levels and eroding purchasing power, having a high credit score is vital for accessing credit and maintaining financial stability....

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Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
Nearly Half of Consumers Who Tried to Increase Their Credit Scores Did
October 24, 2023  |  Debt

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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40% of Millennials Tap Installment Plans to Improve Their Credit Scores
40% of Millennials Tap Installment Plans to Improve Their Credit Scores
October 16, 2023  |  Payment Methods

Installment plans have emerged as a popular payment method, offering consumers the flexibility to pay for their purchases over time, rather than upfront. This enables...

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Zilch Launches Product to Improve Credit Access and Management
Zilch Launches Product to Improve Credit Access and Management
October 12, 2023  |  Consumer Finance

Zilch, a U.K.-based ad-subsidized payments network, has launched a new credit product called Zilch Up. Get the Full Story Complete the form to unlock this...

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Nearly 3 in 4 Shoppers Rely on Installment Plans to Control Holiday Spending
Nearly 3 in 4 Shoppers Rely on Installment Plans to Control Holiday Spending
October 10, 2023  |  Consumer Finance

Accounting for nearly 20% of annual retail sales, the holiday season, which spans November and December, is a critical period for both merchants and consumers. ...

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