data brief

Payment Hubs Gain Ground as 35% of Financial Institutions Plan Adoption
Payment Hubs Gain Ground as 35% of Financial Institutions Plan Adoption
November 05, 2026  |  Banking

Banks can give customers more payment choices without giving them more decisions to make. That’s the opportunity outlined in “Why Multi-Rail Strategy Is Banking’s Next...

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Economic Optimism Gains 3.8 Percentage Points as Shoppers Stay Selective
Economic Optimism Gains 3.8 Percentage Points as Shoppers Stay Selective
November 03, 2026  |  Consumer Insights

More Americans see better economic days ahead, giving merchants an opening to win purchases that cautious households have put off. That’s one encouraging finding in...

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Most Firms Using Three or More AI Tools Stop 90% of Fraud Attempts
Most Firms Using Three or More AI Tools Stop 90% of Fraud Attempts
November 02, 2026  |  Fraud Prevention

Companies using several artificial intelligence fraud tools are more likely to stop attempted theft before money leaves their accounts, offering an encouraging direction for businesses...

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54% of Wallet Users Keep Just One Payment Method Saved
54% of Wallet Users Keep Just One Payment Method Saved
October 30, 2026  |  Mobile Payments

A mobile wallet can hold several ways to pay. For most users, it holds just one. That leaves card issuers competing for a place in...

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Age Gives Financial Providers Clues to Customers’ Financial Pressures
Age Gives Financial Providers Clues to Customers’ Financial Pressures
October 29, 2026  |  Consumer Finance

A smaller savings balance can send the same warning to a bank while concealing very different problems for the customer. For some consumers, everyday bills...

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Subprime Card Denial Rate Is More Than Two Times the Super-Prime Rate
Subprime Card Denial Rate Is More Than Two Times the Super-Prime Rate
October 28, 2026  |  Consumer Finance

Consumers seeking to build credit can face a difficult cash decision: How much money they can afford to set aside before using a secured card....

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Scams Gain 10 Percentage Points in Share of Fraud Dollars
Scams Gain 10 Percentage Points in Share of Fraud Dollars
October 27, 2026  |  Fraud Prevention

Banks have an opportunity to strengthen fraud protection by helping customers recognize when someone is persuading them to send money to a criminal. That’s a...

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92% See AP Automation as a Way to Move Beyond Routine Tasks
92% See AP Automation as a Way to Move Beyond Routine Tasks
October 23, 2026  |  Next-Gen AP Automation

Businesses looking to automate supplier payments are giving technology teams a bigger say in purchasing decisions, and the reason starts with a practical priority: making...

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80% of Top CFOs Use Working Capital to Fund Growth
80% of Top CFOs Use Working Capital to Fund Growth
October 22, 2026  |  CFO

At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say...

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