featured insights

Gen Z Turns Mobile Apps and Credit Into Financial Discipline

Gen Z Turns Mobile Apps and Credit Into Financial Discipline
Gen Z Turns Mobile Apps and Credit Into Financial Discipline
March 11, 2026  |  Consumer Insights

Popular commentary portrays Generation Z as financially reckless, a cohort supposedly driven by impulse purchases, social media trends and a casual approach to money. Get...

READ MORE >
Why Younger Americans Are More Optimistic About the Economy
Why Younger Americans Are More Optimistic About the Economy
March 10, 2026  |  Economy

How do Americans feel about the economy right now? That may depend on whether they remember the rise of disco and the fall of parachute...

READ MORE >
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
March 04, 2026  |  Working Capital

The “Growth Corporates Working Capital Index 2025–2026: Research Report Data Book” is a PYMNTS Intelligence report commissioned by Visa. The report examines how Growth Corporates...

READ MORE >
Embedded Finance Firms Brace for Tighter US Regulations
Embedded Finance Firms Brace for Tighter US Regulations
February 26, 2026  |  Regulation

From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay...

READ MORE >
AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
AI Isn’t a Tool Anymore. It’s Becoming the Gatekeeper
February 25, 2026  |  artificial intelligence

The dominant narrative around artificial intelligence has centered around its novelty and potential for disruption. Get the Full Story Complete the form to unlock this...

READ MORE >
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
February 25, 2026  |  SMBs

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day...

READ MORE >
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

READ MORE >
What Happens When Embedded Finance Grows Up?
What Happens When Embedded Finance Grows Up?
February 19, 2026  |  Payments Innovation

For more than two decades, financial technology companies have been racing to expand a financing model invented by General Motors over a century ago. The...

READ MORE >
More Than Half of Banks Plan to Outsource Fraud Detection 
More Than Half of Banks Plan to Outsource Fraud Detection 
February 13, 2026  |  Fraud Prevention

The cost of fraud at U.S. financial institutions is rising, but the deeper threat may be what it does to customer relationships and brand reputation....

READ MORE >