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Real-Time Payments Put Bank Infrastructure on the Clock
Real-Time Payments Put Bank Infrastructure on the Clock
September 08, 2026  |  Real-Time Payments

Real-time payments are giving banks another reason to confront technology they have spent years working around. The PYMNTS Intelligence report “From Adoption to Execution: How...

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Depleted Savings Weigh on Consumer Spending Outlook
Depleted Savings Weigh on Consumer Spending Outlook
September 08, 2026  |  Consumer Insights

Savings are becoming a dividing line in household finances, separating consumers who can absorb an expensive surprise from those pushed into financial difficulty by it....

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41% of Millennials Use ChatGPT for Product Discovery
41% of Millennials Use ChatGPT for Product Discovery
September 08, 2026  |  Artificial Intelligence

Millennial shopping is producing a split between where buying decisions begin and where purchases ultimately happen. The PYMNTS Intelligence report “The Millennial Shopping Map: How...

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Merchants Put AI to Work Without Handing Over the Customer
Merchants Put AI to Work Without Handing Over the Customer
September 08, 2026  |  Artificial Intelligence

The payments and retail industries are asking the wrong question about agentic commerce. The question is not whether an artificial intelligence agent can complete a...

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Smallest Businesses Fall Behind as Main Street Goes Digital
Smallest Businesses Fall Behind as Main Street Goes Digital
September 07, 2026  |  SMBs

Labor Day finds Main Street approaching the fourth quarter with more ways to sell, get paid and source goods than it had four years ago....

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Insurance Claims Lose the Paper Chase as AI Gets to Work
Insurance Claims Lose the Paper Chase as AI Gets to Work
September 07, 2026  |  Insurance

Insurance claims have always been document-heavy, time-sensitive, and prone to fraud. A single corporate loss event can produce thousands of pages of notices, reports, and...

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House Cuts Voting Days as Crypto Bill Faces Senate Test
House Cuts Voting Days as Crypto Bill Faces Senate Test
September 07, 2026  |  Cryptocurrency

Washington just sped up the clock on crypto regulation. And it could make the prospect of getting anything signed into law this year a ticking...

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61% of Firms Put Payroll Benefits Next in the Embedded Finance Queue
61% of Firms Put Payroll Benefits Next in the Embedded Finance Queue
September 07, 2026  |  Payroll

Embedded finance appears to have crossed a revealing threshold: Companies are treating its growing pains as reasons to improve the technology rather than abandon it....

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Boomers Fueled Amazon and Walmart Summer Sales Crowds
Boomers Fueled Amazon and Walmart Summer Sales Crowds
September 07, 2026  |  Retail

The summer’s biggest retail sales events did more than create a larger shopping crowd. Their overlap also changed who showed up, how much they spent...

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