Featured News

PYMNTS.com original reporting, in-depth interviews, deep dives, and data analysis.
Affirm: Delinquency Rates Flat; Affirm Card Generates $397M in GMV
Affirm: Delinquency Rates Flat; Affirm Card Generates $397M in GMV
February 08, 2024  |  Earnings

Buy the rumor, goes the old Wall Street saying, sell the news. And that may have been what happened with Affirm’s stock Thursday evening after...

READ MORE >
The Impact of Flexible Payments Infrastructure in Accelerating Innovation
The Impact of Flexible Payments Infrastructure in Accelerating Innovation
February 08, 2024  |  Payments Innovation

We are in the midst of a payments ecosystem renaissance.  There have never been more ways to send and receive money, and those ways available...

READ MORE >
Pinterest Pins Hopes on Improved Checkout to Boost Sales
Pinterest Pins Hopes on Improved Checkout to Boost Sales
February 08, 2024  |  Social Commerce

As social media platforms compete to capture consumers’ impulse spending, Pinterest has been making changes to the shopping experience to drive in-app and on-site purchasing....

READ MORE >
APIs Promise to Make Instant Payment Systems Interoperable
APIs Promise to Make Instant Payment Systems Interoperable
February 08, 2024  |  Faster Payments

Cory Barnes, senior product manager at Form3, told PYMNTS that instant payments can reach their full potential only when far-flung systems are truly in sync...

READ MORE >
How AI’s Language-Based Capabilities Will Transform B2B Payment Processes
How AI’s Language-Based Capabilities Will Transform B2B Payment Processes
February 08, 2024  |  B2B Payments

Over a long enough time, change stands alone as the only constant. After all, it was over a century and a half ago that Charles...

READ MORE >
TCH: CFPB Data Rule Will Require Stronger Public-Private Collaboration to Safeguard Consumer Interests
TCH: CFPB Data Rule Will Require Stronger Public-Private Collaboration to Safeguard Consumer Interests
February 08, 2024  |  Regulation

Anticipation looms within the financial industry as the Consumer Financial Protection Bureau gears up to implement a rule governing consumer data sharing. The CFPB said...

READ MORE >
Half of FIs Rely Entirely on External Data Encryption Tools to Detect Fraud
Half of FIs Rely Entirely on External Data Encryption Tools to Detect Fraud
February 08, 2024  |  Fraud Prevention

Over 40% of financial institutions (FIs) have reported higher-than-average volumes of fraud and financial crime, according to insights detailed in “FIs Depend on AI/ML Partners...

READ MORE >
PayPal CEO Calls 2024 a ‘Transition Year’ Amid Churn and Slowing Growth
PayPal CEO Calls 2024 a ‘Transition Year’ Amid Churn and Slowing Growth
February 07, 2024  |  Earnings

Slowing growth. A churning of inactive accounts. A slew of puts and takes dominated PayPal’s earnings Wednesday (Feb. 7), and a number of flat metrics...

READ MORE >
Amazon Uses Next-Day Delivery to Win the Hearts of Valentine’s Day Shoppers
Amazon Uses Next-Day Delivery to Win the Hearts of Valentine’s Day Shoppers
February 07, 2024  |  eCommerce

As eCommerce merchants compete to secure couples’ Valentine’s Day spending, Amazon introduced a new option targeting last-minute gifting occasions. The retail giant shared via email...

READ MORE >