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Credit Unions Give AI the Legwork and Humans the Last Word
Credit Unions Give AI the Legwork and Humans the Last Word
August 11, 2026  |  Opinion

In launching AI, credit unions should start with workflows where risk can be managed and human oversight remains central, Velera EVP, Chief Product and Technology...

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What the OCC’s Wise and Bunq Denials Mean for FinTech Bank Charters
What the OCC’s Wise and Bunq Denials Mean for FinTech Bank Charters
August 10, 2026  |  Bank Regulation

A national bank charter promises FinTechs a more direct route into U.S. financial services. But the Office of the Comptroller of the Currency (OCC) is...

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Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
August 10, 2026  |  Consumer Finance

Watch more: Monday Conversation With Method’s Jose Bethancourt A lender underwrites a borrower on the strength of a financial picture that starts aging the moment...

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Why Merchant-Owned Apps Are Retail’s Fastest-Growing Sales Channel
Why Merchant-Owned Apps Are Retail’s Fastest-Growing Sales Channel
August 10, 2026  |  Mobile Commerce

Merchant-owned apps are becoming more important to retail growth at precisely the moment when the traditional customer journey is beginning to break apart. The PYMNTS...

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How AI Agents Are Automating Expense Reports and Saving Travelers Time
How AI Agents Are Automating Expense Reports and Saving Travelers Time
August 10, 2026  |  Artificial Intelligence

The expense report has survived every wave of enterprise software modernization. ERPs automated procurement. AP platforms automated invoicing. But the expense report, with its chased...

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36% of Gen Z Used a Digital Wallet for Their Latest Retail Purchase
36% of Gen Z Used a Digital Wallet for Their Latest Retail Purchase
August 10, 2026  |  Consumer Insights

Consumers under the most financial pressure aren’t abandoning the checkout. They’re choosing payment tools that can give them more control over it. That’s the central finding of “The New Checkout:...

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Who Owns the Customer Relationship When Agents Make Payments?
Who Owns the Customer Relationship When Agents Make Payments?
August 10, 2026  |  Opinion

Agentic AI requires transforming the relationship between companies and customers, Synchrony SVP, AI Technology and Transformation Mike Storiale writes in a new PYMNTS eBook, “Building the...

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Splitit CEO Says Card-Linked Payments Can Save AI Sales
Splitit CEO Says Card-Linked Payments Can Save AI Sales
August 07, 2026  |  Opinion

Card-linked installments can help prevent payment failures in agentic AI commerce, Splitit CEO Nandan Sheth writes in a new PYMNTS eBook, “Building the Agent-Ready Payments...

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Financial Firms Put AI to Work Across 27 Tasks, Study Finds
Financial Firms Put AI to Work Across 27 Tasks, Study Finds
August 07, 2026  |  Artificial Intelligence

Financial services firms are finding their strongest artificial intelligence results in the parts of the business customers rarely see. The May installment of “The Enterprise...

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