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Banks Move Credit Decisions to the Transaction Level

Banks Move Credit Decisions to the Transaction Level
Banks Move Credit Decisions to the Transaction Level
July 31, 2026  |  Artificial Intelligence

For most of modern banking, credit and commerce have occupied separate systems. A lender evaluated a borrower, assigned a limit and established terms. The customer...

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49% of Credit Unions See AI as an Acquisition Tool
49% of Credit Unions See AI as an Acquisition Tool
July 31, 2026  |  Credit Unions

Credit unions have a gift heading into the artificial intelligence era: Their business customers are telling them exactly what to build first. Research from PYMNTS...

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Hippo CEO Says Growth Starts With the Risks It Won’t Take
Hippo CEO Says Growth Starts With the Risks It Won’t Take
July 30, 2026  |  Insurance

Watch more: Hippo CEO Says Growth Starts With the Risks It Won’t Take Insurance companies rarely get into trouble because they can’t find enough customers....

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Amazon Narrows AI Ambitions as Retail Rivalry Intensifies
Amazon Narrows AI Ambitions as Retail Rivalry Intensifies
July 30, 2026  |  Retail

Amazon’s decision this week to scale back parts of its homegrown artificial intelligence portfolio has been taken by the marketplace as a retreat from the...

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Mastercard Says Cards Will Power Agentic Commerce
Mastercard Says Cards Will Power Agentic Commerce
July 30, 2026  |  Earnings

While Mastercard reported another quarter of double-digit revenue growth Thursday (July 30), executives devoted much of their second-quarter earnings discussion to explaining why agentic artificial...

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Debit Data Shows Which Banks Get Everyday Payments Right
Debit Data Shows Which Banks Get Everyday Payments Right
July 30, 2026  |  Next-Gen Debit

Watch more: Need to Know With Justin Monk of FIS Debit cards are used several times a day without attracting much attention until the moment...

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Embedded Finance Grows Up and Picks an Industry
Embedded Finance Grows Up and Picks an Industry
July 30, 2026  |  Payment Methods

Watch more: Need to Know With Green Dot’s Renata Caine Embedded finance has been able to put financial products almost anywhere. The trend is now...

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Kaon Uses AI to Build a Different Video Story for Every Viewer
Kaon Uses AI to Build a Different Video Story for Every Viewer
July 30, 2026  |  Artificial Intelligence

Most consumer apps run on the same logic. An algorithm scans what already exists and serves the user the closest match. Kaon AI CEO and...

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