Featured News

PYMNTS.com original reporting, in-depth interviews, deep dives, and data analysis.

Big Tech’s AI Gatekeepers Could Draw Regulatory Scrutiny
Big Tech’s AI Gatekeepers Could Draw Regulatory Scrutiny
August 20, 2026  |  Artificial Intelligence

Watch more: TechREG Talks With Anant Raut The legal architecture governing software rests on a useful assumption: However sophisticated the technology becomes, somewhere behind it...

READ MORE >
Enterprise AI Finds Its Firmest Footing in Security and Treasury
Enterprise AI Finds Its Firmest Footing in Security and Treasury
August 20, 2026  |  Artificial Intelligence

For all the attention paid to enterprise artificial intelligence strategy, adoption is not spreading evenly across the organization. According to findings shared in the August...

READ MORE >
45% Rise in Mobile Price Checks Shows Changes in Store Shopping
45% Rise in Mobile Price Checks Shows Changes in Store Shopping
August 20, 2026  |  Consumer Insights

America’s phone-carrying shopper is becoming less of a bargain hunter and more of an in-aisle decision maker. That shift stands out in PYMNTS Intelligence’s 2026...

READ MORE >
BNPL Finds an Audience Among Super-Prime Shoppers
BNPL Finds an Audience Among Super-Prime Shoppers
August 20, 2026  |  BNPL

Consumers who spread their purchases across several buy now, pay later (BNPL) providers are also the ones most prepared to pay for something BNPL was...

READ MORE >
Real-Time Payments Give Banks a Commercial Account Retention Tool
Real-Time Payments Give Banks a Commercial Account Retention Tool
August 20, 2026  |  Real-Time Payments

Business-account retention has traditionally depended on a web of services that become embedded in a company’s financial operations. Real-time payments (RTP) are giving banks another...

READ MORE >
Banks Target Repeat Checks That Drive Customers Away
Banks Target Repeat Checks That Drive Customers Away
August 19, 2026  |  Digital Identity

A Financial Crimes Enforcement Network (FinCEN)-observed pilot is testing whether completed customer verification work can be documented in standardized records and evaluated by other financial...

READ MORE >
WEX Says Embedded Payments Are Easier to Launch Than to Scale
WEX Says Embedded Payments Are Easier to Launch Than to Scale
August 19, 2026  |  B2B Payments

Watch more: Need to Know With WEX’s Eric Frankovic Embedded payments can look simple at launch. A company identifies a customer pain point, integrates a...

READ MORE >
Emerging Middle Market Growth Needs Credit That Moves With Inventory
Emerging Middle Market Growth Needs Credit That Moves With Inventory
August 19, 2026  |  Working Capital

A distributor can know what inventory it needs to order next week before its financing system knows that the purchase exists. That disconnect becomes more...

READ MORE >
Better AI Prompts Turn Consumer Experiments Into Habits
Better AI Prompts Turn Consumer Experiments Into Habits
August 19, 2026  |  Artificial Intelligence

Generative artificial intelligence is becoming a more useful tool for consumers not just because the technology is improving, but also because consumers are getting better...

READ MORE >