Featured News

PYMNTS.com original reporting, in-depth interviews, deep dives, and data analysis.

Mastercard Says Readiness Is Key as Enterprises Move to AI Agents

Mastercard Says Readiness Is Key as Enterprises Move to AI Agents
Mastercard Says Readiness Is Key as Enterprises Move to AI Agents
February 05, 2026  |  Artificial Intelligence

Agentic artificial intelligence is gaining momentum across banking and commerce, and payments networks are among the leaders. Get the Full Story Complete the form to...

READ MORE >
Smarsh CFO Says Finance Now Shapes Product Decisions
Smarsh CFO Says Finance Now Shapes Product Decisions
February 05, 2026  |  CFO

Watch more: Office of the CFO With Smarsh Ian Goodkind Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

READ MORE >
Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases
Two-Thirds of Cardholders View Issuers More Positively After Credit Limit Increases
February 05, 2026  |  Credit Cards

Nearly three-quarters of credit cardholders who requested a limit increase and were denied turned to installment plans as an alternative source of credit, revealing how...

READ MORE >
eCommerce Growth Makes Tokenized Checkout the Baseline
eCommerce Growth Makes Tokenized Checkout the Baseline
February 05, 2026  |  Opinion

Digital wallet use has accelerated, resetting expectations for frictionless commerce, Thales Europe Region SVP Cyril Villemin writes in a new PYMNTS eBook, “2025’s Over/Under: The Bets...

READ MORE >
Alphabet Bets $185B on Gemini, Agentic Commerce and Enterprise AI
Alphabet Bets $185B on Gemini, Agentic Commerce and Enterprise AI
February 04, 2026  |  Google

When Alphabet outlined plans on its fourth quarter earnings call Wednesday (Feb. 4) to invest between $175 billion and $185 billion in capital expenditures during...

READ MORE >
Bessent Proposes Unlimited Insurance for Business Checking Accounts
Bessent Proposes Unlimited Insurance for Business Checking Accounts
February 04, 2026  |  Bank Regulation

The House Financial Services Committee convened Wednesday (Feb. 4) for a marathon session on financial sector stability lasting roughly five hours, characterized by sharp ideological...

READ MORE >
Y Combinator Offers Startups $500K in Stablecoins Instead of Cash
Y Combinator Offers Startups $500K in Stablecoins Instead of Cash
February 04, 2026  |  Blockchain

Adding crypto into the finance stack has traditionally had the flair of a younger business. Get the Full Story Complete the form to unlock this...

READ MORE >
Same-Day Pay Becomes a Hiring Edge as Paycheck Gaps Bite
Same-Day Pay Becomes a Hiring Edge as Paycheck Gaps Bite
February 04, 2026  |  Faster Payments

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

READ MORE >
Pay Flexibility Rises as More Workers Earn Variable Income
Pay Flexibility Rises as More Workers Earn Variable Income
February 04, 2026  |  Gig Economy

As inflation, layoffs and uneven wage growth continue to strain household budgets, millions of Americans living paycheck to paycheck are relying on side hustles and...

READ MORE >