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Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers

Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
December 31, 2025  |  Consumer Finance

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more...

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Nearly Half of Gen Z Still Want In-Person Financial Advice
Nearly Half of Gen Z Still Want In-Person Financial Advice
December 31, 2025  |  Credit Unions

For credit unions, the Gen Z challenge is no longer about digital access but about relevance in moments that shape financial confidence. Get the Full...

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Payments CEOs Weigh In on How Much Autonomy Is Too Much
Payments CEOs Weigh In on How Much Autonomy Is Too Much
December 31, 2025  |  Payments Innovation

Picture the last time a payment “worked.” You probably don’t remember it. That’s the point: the best transactions vanish into the background. Get the Full...

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AI Turns Accounts Payable Into a Strategic Control Point
AI Turns Accounts Payable Into a Strategic Control Point
December 30, 2025  |  Accounts Payable

The corporate back office is undergoing a renovation, and accounts payable is at its center. Get the Full Story Complete the form to unlock this...

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Economic Pressure Pushes Small Businesses to Demand Faster Paydays
Economic Pressure Pushes Small Businesses to Demand Faster Paydays
December 30, 2025  |  SMBs

Small- to medium-sized businesses are preparing for another year shaped by economic pressure, uneven consumer demand and tighter margins, forcing a more disciplined approach to...

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Credit Limit Confusion Sends Consumer Spending Packing
Credit Limit Confusion Sends Consumer Spending Packing
December 30, 2025  |  Credit Cards

Credit limits have traditionally been treated as a mechanical feature of card programs: a numeric ceiling determined by algorithms, credit scores and internal risk thresholds....

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The Economic Warning Sign Hiding Behind White-Collar Layoffs
The Economic Warning Sign Hiding Behind White-Collar Layoffs
December 30, 2025  |  Economy

White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff pressures replacing plum jobs. But there’s another...

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2025: The Year AI Agents Entered Payments and Changed Who’s in Control
2025: The Year AI Agents Entered Payments and Changed Who’s in Control
December 30, 2025  |  Artificial Intelligence

This year, artificial intelligence shifted from assisting to acting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

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Manual Billing Costs Banks $98.5 Million Every Year
Manual Billing Costs Banks $98.5 Million Every Year
December 30, 2025  |  Banking

Banks have spent years tuning front-end digital experiences, yet a growing share of revenue risk now sits deeper inside the institution, where billing logic, pricing...

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