federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Court Backs Fed’s Power to Block FinTech Access to Payment Rails
Court Backs Fed’s Power to Block FinTech Access to Payment Rails
October 31, 2025  |  Banking

Access to the Federal Reserve’s payment rails has long been coveted by FinTechs and non-traditional financial institutions seeking a direct link into the heart of...

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Federal Reserve to Cut Staff and Management Layers at Supervision Division
Federal Reserve to Cut Staff and Management Layers at Supervision Division
October 30, 2025  |  Bank Regulation

The Federal Reserve is reportedly set to reduce the staff of its supervision and regulation division by 30%, from 500 to 350, The Wall Street...

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Fed Considers Creating ‘Skinny’ Master Accounts for Select FinTechs
Fed Considers Creating ‘Skinny’ Master Accounts for Select FinTechs
October 28, 2025  |  Banking

The Federal Reserve is reportedly considering granting FinTechs a form of direct access to its core payment infrastructure. Get the Full Story Complete the form...

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This Week in Stablecoins: Winning a Seat at the Banking Table
This Week in Stablecoins: Winning a Seat at the Banking Table
October 24, 2025  |  Cybersecurity

Stablecoins are arguably giving cryptocurrency mainstream legitimacy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Stablecoin Push for Bank Charters Intensifies
Stablecoin Push for Bank Charters Intensifies
October 23, 2025  |  Cryptocurrency

Paths are being paved for stablecoins to move more fully into mainstream payments, with growing use in cross-border settlements, corporate treasury flows and real-time commerce....

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Fed Governor Waller Says Fed to Take Active Role in Payments Change
Fed Governor Waller Says Fed to Take Active Role in Payments Change
October 21, 2025  |  Digital Payments

The Federal Reserve reportedly wants to further embrace payments innovations.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

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Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
Federal Banking Regulators to Propose Lowering Community Bank Leverage Ratio
October 15, 2025  |  Bank Regulation

Federal banking regulators are reportedly preparing to propose a plan that would reduce the community bank leverage ratio from the current 9% to 8%, which...

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Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
Wells Fargo Shifts Focus to Growth and Returns After Removal of Regulatory Constraints
October 14, 2025  |  Bank Regulation

A little over four months after the removal of an asset cap that had been imposed by the Federal Reserve, Wells Fargo aims to shift...

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Fed Sets Sights on Near-Continuous Fedwire Settlement by 2029
Fed Sets Sights on Near-Continuous Fedwire Settlement by 2029
October 14, 2025  |  Real-Time Payments

The Federal Reserve is closing the gap between business hours and real-time money movement. It will just take a while to get it done. Get...

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