Karen Webster

Online Finally Breaks Brick and Mortar
Online Finally Breaks Brick and Mortar
January 09, 2026  |  What's Trending

In 2026, online and digitally-influenced retail finally surpasses brick-and-mortar sales in the categories that matter most to modern retail. This moment has been years in...

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The Labor Economy Becomes the Next Payments Innovation Engine
The Labor Economy Becomes the Next Payments Innovation Engine
January 09, 2026  |  What's Trending

In 2026, the Labor Economy becomes one of the most important sources of economic growth — not despite automation, but because of it. As intelligence...

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BNPL’s Next Act Is as Consumer Working Capital
BNPL’s Next Act Is as Consumer Working Capital
January 08, 2026  |  News

In 2026, Buy Now, Pay Later stops being a checkout feature and becomes working capital for the modern middle class, replacing overdraft and late fees...

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Smart Agents Replace Super Apps
Smart Agents Replace Super Apps
January 08, 2026  |  What's Trending

Smart Agents are not the next evolution of Super Apps. They reverse the logic that made Super Apps powerful in the first place.

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Commerce Finds Its Voice
Commerce Finds Its Voice
January 06, 2026  |  What's Trending

Voice will finally pull agentic commerce onto the mobile phone by turning complex, desktop-only “go do this for me” prompts into natural, spoken conversations that...

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Tokenized Deposits Steal Stablecoin Buzz — and the Business Model
Tokenized Deposits Steal Stablecoin Buzz — and the Business Model
January 06, 2026  |  What's Trending

In 2026, tokenized bank deposits overtake stablecoins as the preferred on-chain dollar for institutional and wholesale money, not because stablecoins disappear, but because banks turn...

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2025: Karen Webster on the Year in Payments and the AI Economy
2025: Karen Webster on the Year in Payments and the AI Economy
December 23, 2025  |  Karen Webster

Open these pages as you would open a door to a room where the future is already arguing with the present. Get the Full Story...

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Why the ‘Person’ of the Year in 2025 Should Be the Chatbot
Why the ‘Person’ of the Year in 2025 Should Be the Chatbot
December 17, 2025  |  artificial intelligence

It was sort of an accident. In 1927, Time magazine was chasing an interview with Charles Lindbergh shortly after his successful, first-ever solo transatlantic flight from New...

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The Protocol Power Struggle Reshaping AI-Driven Commerce.
The Protocol Power Struggle Reshaping AI-Driven Commerce.
December 10, 2025  |  artificial intelligence

Changes in how consumers shop and pay never happen all at once. The transformation doesn’t make a grand entrance. Change happens when the friction that...

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