Lending

In finance, a loan is the lending of money by one or more individuals, organizations, or other entities to other individuals, organizations etc. The recipient incurs a debt, and is usually liable to pay interest on that debt until it is repaid, and also to repay the principal amount borrowed.

Source: en.wikipedia.org

Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025  |  Alternative Credit

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for...

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Wells Fargo Expects Consumer Loan Growth to Remain Flat or Slow
Wells Fargo Expects Consumer Loan Growth to Remain Flat or Slow
June 10, 2025  |  Loans

Wells Fargo reportedly expects consumer loan growth in the United States to remain flat or potentially decrease through the end of the year. Get the...

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CFPB Funding Sits in Crosshairs of Senate Committee’s Additions to ‘Big Beautiful Bill’
CFPB Funding Sits in Crosshairs of Senate Committee’s Additions to ‘Big Beautiful Bill’
June 09, 2025  |  CFPB

A so-called megabill grabbing headlines and making its way through Congress is on track to further alter the Consumer Financial Protection Bureau, an agency already...

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New Congressional Bill Takes Aim at $335M in Small Business Lending Fraud
New Congressional Bill Takes Aim at $335M in Small Business Lending Fraud
June 05, 2025  |  Loans

As tariffs loomed this spring, PYMNTS Intelligence found that obtaining financing was (and is) a difficult endeavor for smaller firms, which power the U.S. economy....

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Fed’s Beige Book Shows Muted Hiring and Spending as Uncertainty Lingers
Fed’s Beige Book Shows Muted Hiring and Spending as Uncertainty Lingers
June 05, 2025  |  Economy

A month and a half since the Federal Reserve’s last Beige Book, which takes the pulse of the economy through observations of businesses and community...

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Just 37% of Consumer Lenders Connect at eCommerce Checkout
Just 37% of Consumer Lenders Connect at eCommerce Checkout
June 04, 2025  |  Loans

Despite the clear potential of integrating credit directly into commerce platforms, many lenders appear to be sitting on the sidelines, potentially missing significant growth opportunities...

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Apollo Global Management Partners With Banks to Trade Private Credit
Apollo Global Management Partners With Banks to Trade Private Credit
May 29, 2025  |  Banking

Apollo Global Management is reportedly working with five banks, including JPMorgan Chase & Co. and Goldman Sachs Group, to trade private credit. Get the Full...

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FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025  |  Alternative Finances

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants,...

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Starling Bank’s Profits Dip Due to COVID and Crime Control Issues
Starling Bank’s Profits Dip Due to COVID and Crime Control Issues
May 28, 2025  |  Earnings

Neobank Starling expanded its customer base last year, even as regulatory issues diminished profits. Get the Full Story Complete the form to unlock this article and enjoy...

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