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Alternative Data Boosts Credit Access as New Legislation Emerges

Alternative Data Boosts Credit Access as New Legislation Emerges
Alternative Data Boosts Credit Access as New Legislation Emerges
April 21, 2025  |  Financial Inclusion

Roughly two years ago, PYMNTS Intelligence, working in collaboration with Sezzle, found that 80 million U.S. consumers lacked reliable access to credit, which means that...

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Corporate Lending and Spending in ‘Wait and See’ Mode Amid Tariff Uncertainty
Corporate Lending and Spending in ‘Wait and See’ Mode Amid Tariff Uncertainty
April 21, 2025  |  Earnings

Through the past few weeks, bank earnings and American Express’ latest results point to a commercial lending environment where demand is muted in real estate,...

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Earnings See Businesses Embrace Working Capital Flexibility as Growth Pauses
Earnings See Businesses Embrace Working Capital Flexibility as Growth Pauses
April 18, 2025  |  Earnings

U.S. reciprocal tariffs have upended global trade. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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SoFi Adds $3.2 Billion in Commitments to Loan Platform Business
SoFi Adds $3.2 Billion in Commitments to Loan Platform Business
April 17, 2025  |  Loans

SoFi has secured agreements that amount to a $3.2 billion expansion to its Loan Platform Business, which refers prequalified borrowers to loan origination partners and...

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PNC Leverages Technology to Help Clients Manage Uncertainty
PNC Leverages Technology to Help Clients Manage Uncertainty
April 15, 2025  |  Earnings

PNC Financial Services Group is leveraging technology and its other strengths as it helps clients manage the uncertainty caused by tariffs, executives said Tuesday (April...

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Tether, Galaxy and Ledn Take Lead as Crypto Lending Market Rebounds
Tether, Galaxy and Ledn Take Lead as Crypto Lending Market Rebounds
April 14, 2025  |  Cryptocurrency

Tether, Galaxy and Ledn have become leaders in a crypto lending market that has rebounded since its collapse two years ago. Get the Full Story...

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JPMorgan Credit and Debit Volumes Slow as Reserve for Card Losses Grows
JPMorgan Credit and Debit Volumes Slow as Reserve for Card Losses Grows
April 11, 2025  |  Earnings

For J.P. Morgan, caution abounds as the bank increased loan loss provisions, designed to cover possible loan losses amid economic turbulence. Get the Full Story...

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Shadow Banking’s Global Risks and Liquidity Concerns Loom Amid Market Turmoil 
Shadow Banking’s Global Risks and Liquidity Concerns Loom Amid Market Turmoil 
April 09, 2025  |  Banking

The carnage in global stock and bond markets wrought by the trade war being waged between the United States and just about everybody else continues....

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Trust Multiplied: How Verified Data Platforms Strengthen Business Lending
Trust Multiplied: How Verified Data Platforms Strengthen Business Lending
April 09, 2025  |  Data

During the pandemic, the government extended a $1.2 trillion lifeline through the Paycheck Protection Program (PPP). Four years on, the sobering stats show that the...

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