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Banks Overestimate Their Identity Defenses to the Tune of $34B a Year

Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
January 16, 2026  |  Digital Identity

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and...

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What 2026 Will Make Obvious
What 2026 Will Make Obvious
January 14, 2026  |  What's Trending

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Consumers Pay the Price as State Regulation Fractures FinTech Scale
Consumers Pay the Price as State Regulation Fractures FinTech Scale
January 13, 2026  |  What's Trending

The CFPB’s decision to dial down enforcement of BNPL and other nonbank credit products hasn’t created a vacuum. It has invited fifty competing rulebooks to...

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AI Doers Drown Out AI Naysayers
AI Doers Drown Out AI Naysayers
January 12, 2026  |  What's Trending

By the end of 2025, the conversation around autonomous AI changed in a way that had little to do with public debate and everything to...

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Inside the NFL’s Strategy to Monetize Every Second of Super Bowl Week
Inside the NFL’s Strategy to Monetize Every Second of Super Bowl Week
January 10, 2026  |  Retail

The Super Bowl has always been a game. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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The Labor Economy Becomes the Next Payments Innovation Engine
The Labor Economy Becomes the Next Payments Innovation Engine
January 09, 2026  |  What's Trending

In 2026, the Labor Economy becomes one of the most important sources of economic growth — not despite automation, but because of it. As intelligence...

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Smart Agents Replace Super Apps
Smart Agents Replace Super Apps
January 08, 2026  |  What's Trending

Smart Agents are not the next evolution of Super Apps. They reverse the logic that made Super Apps powerful in the first place.

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Tokenized Deposits Steal Stablecoin Buzz — and the Business Model
Tokenized Deposits Steal Stablecoin Buzz — and the Business Model
January 06, 2026  |  What's Trending

In 2026, tokenized bank deposits overtake stablecoins as the preferred on-chain dollar for institutional and wholesale money, not because stablecoins disappear, but because banks turn...

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Block and PayPal Say Scams Are Now an Industry
Block and PayPal Say Scams Are Now an Industry
January 06, 2026  |  Security & Fraud

Watch more: Live Roundtable with Block’s Brian Boates, Paypal’s Dave Szuchman and FTA’s Angelena Bradfield Get the Full Story Complete the form to unlock this...

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