Payments Intelligence

Credit Lines Become the New Household Liquidity Buffer

Credit Lines Become the New Household Liquidity Buffer
Credit Lines Become the New Household Liquidity Buffer
July 21, 2026  |  Consumer Finance

Consumers are watching their spending more closely, but they are not giving up the financial leeway that credit can provide. Get the Full Story Complete...

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Stablecoin Awareness Falls Short for 70% of Credit Union Members
Stablecoin Awareness Falls Short for 70% of Credit Union Members
July 21, 2026  |  Cryptocurrency

Consumers may hear different labels for stablecoins and other cryptocurrency, but many still place both products in the same mental bucket. Get the Full Story...

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Every Dollar Gets a Job as Financial Pressure Builds
Every Dollar Gets a Job as Financial Pressure Builds
July 21, 2026  |  Consumer Finance

Consumers under the greatest financial pressure are not simply spending less. They are becoming more selective about where every dollar goes. Get the Full Story...

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74% of BNPL Users Choose More Than One Provider
74% of BNPL Users Choose More Than One Provider
July 20, 2026  |  BNPL

Buy now, pay later users are no longer choosing one provider and staying loyal. They are building a payment toolkit, selecting different installment options for...

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Spendability Emerges as the Next Test for Digital Assets
Spendability Emerges as the Next Test for Digital Assets
July 17, 2026  |  Cryptocurrency

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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48% of Online Shoppers Now Use AI Before Buying
48% of Online Shoppers Now Use AI Before Buying
July 16, 2026  |  Artificial Intelligence

AI agents have moved from the wish list to the shopping cart. The next test is simple: Can merchants keep control when software starts acting...

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53% of Financially Strained Consumers Cut Nonessential Spending 
53% of Financially Strained Consumers Cut Nonessential Spending 
July 14, 2026  |  Consumer Insights

Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article...

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88% of Banks Report Strong ROI With Instant Business Payments
88% of Banks Report Strong ROI With Instant Business Payments
July 13, 2026  |  Real-Time Payments

Business clients don’t want to hear that the payment is “in process.” They want to know that the money was moved, the supplier was paid...

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