Payments Intelligence

Gen X Spending Patterns Are Shifting as Costs Rise
Gen X Spending Patterns Are Shifting as Costs Rise
January 23, 2026  |  Consumer Insights

Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Get the Full Story Complete the form to unlock...

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December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags
December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
January 23, 2026  |  Consumer Insights

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This...

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Enterprises Rapidly Adopt Agentic AI After Months of Caution
Enterprises Rapidly Adopt Agentic AI After Months of Caution
January 22, 2026  |  artificial intelligence

In 2025, agentic artificial intelligence (AI) was more a shiny big idea than a cold hard reality. Companies talked breathlessly everywhere about the potential of...

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Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
Tariffs Test Margins While Companies Invest to Protect Profitability, Study Finds
January 21, 2026  |  Business

Tariffs remain a moving target for U.S. businesses, and the constant recalibration of trade policy has turned what was once episodic disruption into a standing...

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Power Users Show Businesses How Agentic AI Goes Mainstream
Power Users Show Businesses How Agentic AI Goes Mainstream
January 21, 2026  |  artificial intelligence

The technical progress in artificial intelligence (AI) is real. The consumer readiness, particularly for autonomous and agentic solutions, is far less uniform. Get the Full...

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Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026  |  Consumer Finance

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households...

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82% of Merchants Plan to Expand Digital Wallet Adoption
82% of Merchants Plan to Expand Digital Wallet Adoption
January 20, 2026  |  Digital Payments

Back-office payments are starting to look a lot more like consumer checkout, and that shift could determine which firms see their cash position clearly and...

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Credit Unions See AI’s Promise, but Readiness Lags Adoption
Credit Unions See AI’s Promise, but Readiness Lags Adoption
January 20, 2026  |  artificial intelligence

Artificial intelligence (AI) has the potential to help credit unions scale personalization, improve fraud detection and streamline operations, but only if the foundations beneath those...

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Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
Banks Overestimate Their Identity Defenses to the Tune of $34B a Year
January 16, 2026  |  Digital Identity

As financial services firms push deeper into digital channels, identity verification has quietly become one of the most consequential—and most underestimated—forces shaping growth, risk and...

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