PYMNTS Intelligence

Omnichannel Banking Innovation Helps Credit Unions Reduce Member Churn
Omnichannel Banking Innovation Helps Credit Unions Reduce Member Churn
March 12, 2024  |  Credit Unions

Credit unions (CUs), known for their community-focused approach and member-centric values, are navigating a changing financial ecosystem. With the rise of FinTech startups offering cutting-edge...

READ MORE >
Optimism in Fleet and Mobility Sector Fuels Use of Working Capital
Optimism in Fleet and Mobility Sector Fuels Use of Working Capital
March 12, 2024  |  Business

All companies in growth mode need access to capital, whether to fund short-term operational needs, mitigate unexpected expenses or execute plans for growth. One key...

READ MORE >
Price Is Top of Mind When Consumers Shop on eCommerce Marketplaces
Price Is Top of Mind When Consumers Shop on eCommerce Marketplaces
March 11, 2024  |  eCommerce

When online shoppers decide to make purchases from eCommerce marketplaces rather than directly from brands or retailers, PYMNTS Intelligence research reveals, affordability is their top...

READ MORE >
PSCU/Co-op Solutions Study Adds New Urgency to Credit Union Innovation
PSCU/Co-op Solutions Study Adds New Urgency to Credit Union Innovation
March 11, 2024  |  Credit Unions

Credit union (CU) members value the classic benefits associated with CUs, such as lower fees and more access to loan products. Still, PYMNTS Intelligence finds...

READ MORE >
Cloud Technology, Instant Payments Accelerate Hospitality Brands’ Digital Transformation
Cloud Technology, Instant Payments Accelerate Hospitality Brands’ Digital Transformation
March 08, 2024  |  Faster Payments

From online booking platforms and mobile check-in services to AI-powered chatbots and virtual concierge services, technology is not only changing the way hotels operate, but...

READ MORE >
Retailers Grapple With Mounting Pressures as Middle Class Takes a Hit
Retailers Grapple With Mounting Pressures as Middle Class Takes a Hit
March 08, 2024  |  Retail

As ongoing economic pressures shrink the middle class, retailers are being challenged to either cut prices and step up their deals and discounts or make...

READ MORE >
Retailers Win in Online Grocery
Retailers Win in Online Grocery
March 08, 2024  |  Retail

When consumers buy groceries online, they place their trust in retailers, not marketplaces. Get the Full Story Complete the form to unlock this article and...

READ MORE >
Acquirers Eye Expansion of Installment Payment Plans Amid Consumer Demand
Acquirers Eye Expansion of Installment Payment Plans Amid Consumer Demand
March 08, 2024  |  Payment Methods

Acquirers — the financial institutions that provide the infrastructure for merchants and businesses to accept card payments — operate behind the scenes but can play...

READ MORE >
eCommerce Merchants Fail to Connect Failed Payments and Fraud
eCommerce Merchants Fail to Connect Failed Payments and Fraud
March 08, 2024  |  Fraud Prevention

Despite the many fraudsters on the prowl seeking to exploit any vulnerabilities they can find in the payments ecosystem, only about one-third of eCommerce merchants...

READ MORE >