PYMNTS Intelligence

Grocery Spending Moves Online as Affordability Concerns Rise
Grocery Spending Moves Online as Affordability Concerns Rise
January 26, 2026  |  Consumer Insights

Consumer spending continues to move fluidly across digital and physical channels, but groceries are emerging as one of the clearest signals of where financial pressure...

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AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
AI and Data Are Changing How CFOs and Treasurers Manage Working Capital
January 26, 2026  |  VISA

The “2025–2026 Growth Corporates Working Capital Index,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market and growth-oriented companies are redefining working capital in...

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Gen X Spending Patterns Are Shifting as Costs Rise
Gen X Spending Patterns Are Shifting as Costs Rise
January 23, 2026  |  Consumer Insights

Gen Xers’ new round of penny-pinching could be bad news for consumer spending and the economy. Get the Full Story Complete the form to unlock...

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December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence Lags
December Labor Economy Wage Gains Could Add $32 Billion to GDP, Even as Worker Confidence...
January 23, 2026  |  Consumer Insights

“Wage to Wallet™ Index: The Divided Recovery: Labor Economy Workers Face an Uncertain 2026” is a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments. This...

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Enterprises Rapidly Adopt Agentic AI After Months of Caution
Enterprises Rapidly Adopt Agentic AI After Months of Caution
January 22, 2026  |  artificial intelligence

In 2025, agentic artificial intelligence (AI) was more a shiny big idea than a cold hard reality. Companies talked breathlessly everywhere about the potential of...

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Financial Stress Drives a 17-Point Jump in Digital Wallet Use
Financial Stress Drives a 17-Point Jump in Digital Wallet Use
January 22, 2026  |  Consumer Insights

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the...

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BNPL Use Rises as Credit Card Balances Jump
BNPL Use Rises as Credit Card Balances Jump
January 22, 2026  |  Consumer Finance

Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the...

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How Affordability Became America’s Conversation
How Affordability Became America’s Conversation
January 21, 2026  |  Consumer Insights

Most Americans probably don’t remember the exact inflation rate last year. But they remember that the footlong they once paid 5 dollars for is now...

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Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
Digital Bank Users Say They’re Ready to Move 35% of Payments Off Cards
January 21, 2026  |  Consumer Payments

As Pay by Bank becomes more visible in the U.S. payments market, one group of consumers is clearly leading the way: those who use digital...

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