PYMNTS Intelligence

How Integration Excellence Separates Embedded B2B Finance Winners From Pack
How Integration Excellence Separates Embedded B2B Finance Winners From Pack
January 06, 2026  |  B2B Payments

All technologies ultimately grow up and mature, to the point where their usefulness is all that remains of their initial buzz. That very cycle is...

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47% of Merchants Say False Declines Cost Them Sales
47% of Merchants Say False Declines Cost Them Sales
January 06, 2026  |  Fraud Prevention

Merchants are discovering that fraud is no longer a problem they can solve at checkout alone. It is a systems challenge that runs through every...

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Pay by Bank Gains Take but Card Rewards Keep Loyalty
Pay by Bank Gains Take but Card Rewards Keep Loyalty
January 05, 2026  |  Payment Methods

Pay by bank is no longer an unfamiliar concept in U.S. payments, but it has yet to earn a permanent place in consumers’ daily spending...

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Credit Card Installment Use Rises 46% Since Spring 2025
Credit Card Installment Use Rises 46% Since Spring 2025
January 05, 2026  |  Payment Methods

Pay Later has stopped being a seasonal convenience and started to look like a standing line item in how many households manage money. Get the...

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Payroll Data Is Becoming a New Signal for the Financial System
Payroll Data Is Becoming a New Signal for the Financial System
January 05, 2026  |  Payroll

For decades, payroll has been treated as administrative plumbing — essential, regulated and largely invisible. It is something companies do every two weeks, employees fret...

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Proactive Technology Helps Extended Households Turn Strain Into Stability
Proactive Technology Helps Extended Households Turn Strain Into Stability
January 02, 2026  |  Consumer Finance

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete...

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More Than 60% of Consumers Now Start Daily Tasks With AI
More Than 60% of Consumers Now Start Daily Tasks With AI
January 02, 2026  |  artificial intelligence

Artificial intelligence (AI) is no longer just another tool layered onto digital life. It is becoming the place where many consumers now begin it. Get...

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1 in 3 Young Adults Turn to Friends and Family as Costs Rise
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026  |  Consumer Finance

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according...

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Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
December 31, 2025  |  Consumer Finance

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more...

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