PYMNTS Intelligence

Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
Hidden Fees Undercut Borrower Trust in Instant Loan Payouts
September 17, 2025  |  Money Mobility

In today’s economy, speed sells. Whether it’s groceries at your doorstep in 15 minutes or rideshare pickups within two, consumers have been trained to expect...

READ MORE >
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
Financial Leaders Warn Against Giving AI a 51% Stake in Decisions
September 17, 2025  |  Fraud Prevention

Financial institutions have long treated customer data as a proprietary asset, but a new PYMNTS report, “Fighting Fraud and Finding Trust Amid Banking’s Data Deluge,” suggests...

READ MORE >
AI’s Great Jobs Debate Requires a History Lesson
AI’s Great Jobs Debate Requires a History Lesson
September 17, 2025  |  artificial intelligence

Whether the steam engine or electricity, technological leaps forward reshape the labor market profoundly, creating new jobs, retiring old ones and altering how people work,...

READ MORE >
42% of Gen Z Trust Debit More Than Credit
42% of Gen Z Trust Debit More Than Credit
September 16, 2025  |  Consumer Payments

Generation Z may be the first cohort to grow up entirely in the digital economy, but the real surprise in their financial behavior isn’t what...

READ MORE >
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
Credit Unions Bet on 5 Digital Plays to Win the Next Generation
September 16, 2025  |  Credit Unions

Keeping Generation Z engaged is more than a marketing imperative; for credit unions, it’s fast becoming a survival strategy. Get the Full Story Complete the...

READ MORE >
How Instant Payouts Become Loyalty’s Secret Weapon
How Instant Payouts Become Loyalty’s Secret Weapon
September 15, 2025  |  Payment Methods

They came for the speed, but they stayed for the habit. In “Beyond Speed: The Case for Instant Payout Adoption and Stickiness,” PYMNTS Intelligence, in...

READ MORE >
46% of Once-Stable Consumers Now Live Paycheck to Paycheck
46% of Once-Stable Consumers Now Live Paycheck to Paycheck
September 15, 2025  |  Consumer Insights

A growing number of consumers in the United States are living paycheck to paycheck, not because they earn too little, but because of how their...

READ MORE >
Spreadsheets Slow Buildings Faster Than Broken Elevators
Spreadsheets Slow Buildings Faster Than Broken Elevators
September 15, 2025  |  Real Estate

For many property managers, inefficiencies lurk not in the halls of apartment buildings but in the filing cabinets and spreadsheets of the back office. Get...

READ MORE >
Millennials, Not Gen Z, Are Defining the Gen AI Era
Millennials, Not Gen Z, Are Defining the Gen AI Era
September 12, 2025  |  artificial intelligence

As generative artificial intelligence (AI) reshapes how Americans work, shop and communicate, one generation isn’t just keeping pace, they’re pushing the frontier. Millennials, not the...

READ MORE >