PYMNTS Intelligence

BNPL Holiday ‘Hangover’ Worries May Prove to Be Tempest in Teapot

BNPL Holiday ‘Hangover’ Worries May Prove to Be Tempest in Teapot
BNPL Holiday ‘Hangover’ Worries May Prove to Be Tempest in Teapot
December 20, 2023  |  BNPL

First comes the holiday spending. Then comes the holiday spending hangover — the credit crunch that leaves consumers scrambling to meet, if they can, the...

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eCommerce Fuels 2024 Optimism for Main Street Small Businesses
eCommerce Fuels 2024 Optimism for Main Street Small Businesses
December 20, 2023  |  SMBs

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Credit-Marginalized Consumers Turn to High-Interest Credit to Cover Emergency Expenses
Credit-Marginalized Consumers Turn to High-Interest Credit to Cover Emergency Expenses
December 20, 2023  |  Consumer Finance

Emergency expenses are a reality all consumers eventually face — and when economic headwinds and factors like rising prices enter the equation, these unexpected expenses...

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Nearly 70% of Consumers Want to Track Bill Payments Using an Everyday App
Nearly 70% of Consumers Want to Track Bill Payments Using an Everyday App
December 20, 2023  |  Connected Economy

In today’s fast-paced world, consumers are increasingly relying on various apps to meet their daily shopping and financial needs. However, the abundance of apps can...

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Nearly Half of 2023’s Paycheck-to-Paycheck Consumers Had Super-Prime Credit Scores
Nearly Half of 2023’s Paycheck-to-Paycheck Consumers Had Super-Prime Credit Scores
December 19, 2023  |  Consumer Finance

Many people are resorting to credit cards to navigate difficult financial times, especially as the rising prices of goods and services continues to weigh on...

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CFPB Overdraft Fee Report Slams ‘Surprises,’ but Data Shows Usefulness
CFPB Overdraft Fee Report Slams ‘Surprises,’ but Data Shows Usefulness
December 19, 2023  |  Personal Finance

Overdraft fees have been a flashpoint of contention in banking for a while. Get the Full Story Complete the form to unlock this article and...

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High-Income Consumers Tap Pay-by-Bank Payments for Subscription Bills
High-Income Consumers Tap Pay-by-Bank Payments for Subscription Bills
December 19, 2023  |  Subscriptions

Account-to-account (A2A) payments are catching on for subscriptions, especially among high-income consumers. Get the Full Story Complete the form to unlock this article and enjoy...

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Working Capital Solutions Help Most North American Firms Digitize Legacy Systems
Working Capital Solutions Help Most North American Firms Digitize Legacy Systems
December 19, 2023  |  Business

For Growth Corporates, commonly referred to as middle-market firms, in the North American region, accessing external working capital solutions has been critical to improving their...

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