PYMNTS Study

New Report Highlights Impact of Embedded Lending Options on Small Business Banking Preferences
New Report Highlights Impact of Embedded Lending Options on Small Business Banking Preferences
July 11, 2024  |  SMBs

Embedded lending can help microbusinesses and small businesses grow and maintain smooth operations despite unstable cash flows. Get the Full Story Complete the form to...

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Spain Emerges as Pivotal Player Within EU’s Digital Strategy
Spain Emerges as Pivotal Player Within EU’s Digital Strategy
July 11, 2024  |  Connected Economy

Their hometown heroes have reached the Champions League football final, and Spain is near the top of the table in PYMNTS Intelligence’s How The World...

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1 in 4 Consumers Want to Be Entertained While Shopping
1 in 4 Consumers Want to Be Entertained While Shopping
July 10, 2024  |  Retail

With consumers growing accustomed to the constant stimulation of digital multitasking, many shoppers are finding that the act of purchasing is not enough to keep...

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New Data: Self-Service Innovation Emerges as Key to Credit Union Retention and Growth
New Data: Self-Service Innovation Emerges as Key to Credit Union Retention and Growth
July 10, 2024  |  Credit Unions

Credit union (CU) members tend to value benefits such as personal service and a sense of community associated with CUs. Data reveals, however, that CU...

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Gen Z and Millennial Consumers Engage Digitally With Restaurants Most Days
Gen Z and Millennial Consumers Engage Digitally With Restaurants Most Days
July 09, 2024  |  ResTech

For Generation Z and millennial consumers, interacting digitally with restaurants has become the norm rather than the exception. Get the Full Story Complete the form...

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New Data: Instant Loan Payouts Rise Thanks to Growing Lender Adoption
New Data: Instant Loan Payouts Rise Thanks to Growing Lender Adoption
July 09, 2024  |  News

Borrowing connects consumers with funds they need to pay for major expenses or to manage debt. As a result, the timely receipt of these funds...

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High-Income Consumers Shop Online 40% More Than Low-Income
High-Income Consumers Shop Online 40% More Than Low-Income
July 08, 2024  |  eCommerce

When it comes to retail’s digital transformation, consumers with cash to burn are leading the charge. Get the Full Story Complete the form to unlock...

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Do US Consumers Underestimate the Potential Of Digital Wallets?
Do US Consumers Underestimate the Potential Of Digital Wallets?
July 08, 2024  |  Digital Payments

In the United States, digital wallets can be anywhere a smartphone is. In other words, everywhere. Many U.S. consumers are embracing digital wallets, particularly for...

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New Report: Who Is the Credit Card Outsider? … And How Do They Get Access?
New Report: Who Is the Credit Card Outsider? … And How Do They Get Access?
July 01, 2024  |  Credit Cards

The ability to access credit is a necessity in today’s economy. However, 16% of U.S. consumers find themselves without a credit card. Lack of credit...

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